Muskegon County property record for 8627 Cook St, Montague, MI 49437
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,680 sqft |
| Lot Size | 0.385 acres (16,771 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,367 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21565004000100 |
| Primary APN | 21565004000100 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Basement Area | 840 sqft |
| Unfinished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Lot Area | 16,771 sqft (0.385 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 8627 COOK ST |
|---|---|
| City | MONTAGUE |
| State | MI |
| Zip | 49437-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B SI |
| Legal Description | MONTAGUE CITY STAPLES ADD'N N 65 FT OF LOTS 1-2-3-4 BLK 4 |
| Legal Subdivision | STAPLES ADD |
| Legal Block | 4 |
| Legal Lot Number | 1-4 |
| Jurisdiction | MUSKEGON MI |
| Township / Civil Division | MONTAGUE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 3800 |
8627 Cook St is owned and occupied by an individual who acquired it in January 2018.
Source: Muskegon County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8627 COOK ST, MONTAGUE, MI 49437-1114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 25, 2018 | Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2018 |
| Deed Sale | Jan 25, 2018 |
| Prior Sale | Apr 29, 2014 · Amount on File |
| Deed Document Number | 20185610295 |
| Deed Book / Page | 4144 / 520 |
| Prior Transfer Date | Oct 2, 2008 |
| Prior Transfer Doc | 0005295335 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Property Address | 8627 COOK ST, MONTAGUE, MI 49437-1114 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8627 COOK ST, MONTAGUE, MI 49437-1114 |
| Document Number | 0004303/63 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 4303/63 |
| Instrument | 5768683 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 308 Months |
| Due | Feb 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKEGON MI |
| Recording Date | Jan 25, 2018 |
| Property Address | 8627 COOK ST, MONTAGUE, MI 49437-1114 |
| Document Number | 4144/520 |
| Book / Page | 4144 / 520 |
| Map Reference | LB2 PG12 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 5610295 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8627 COOK ST, 8627, MONTAGUE, MI 49437-1114 |
| Name | Verified Name |
|---|---|
| Address | 1436 SARNIA ST, NORTON SHORES, MI 49444-3300 |
| Document Number | 5610296 |
|---|---|
| Date | Jan 25, 2018 |
| Instrument | 5610296 |
| Name | TOWNE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 8627 Cook St was $3,367 with a homeowner's exemption.
Source: Muskegon County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Muskegon County |
| Municipality | Montague City |
| Unified School District | Montague Area Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $113,000 (+13.23%) | $226,000 (+13.23%) | |
| 2025 | $3,367.00 Homeowner's exemption | $99,800 | $199,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8627 Cook St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8627 Cook St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTAGUE serves 2,479 people · EPA ID MI0004470 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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