8626 97th Ct, Vero Beach, FL 32967 Property Records

Indian River County property record for 8626 97th Ct, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,129 sqft · built 2023
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$13,000 (Oct 2019)
Tax Bill	$5,772 (2025)
Deeds & Mortgages	Jun 2024 Second Mortgage Dec 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-27-00002-0130-00008.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-27-00002-0130-00008.0`
Alternative APN	`25816`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,129 sqft Living Area
Gross Area	2,888 sqft
1st Floor Area	2,129 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	130 ft deep x 100 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	759 sqft
Driveway	Driveway
Driveway Area	1,147 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8626 97TH CT
City	VERO BEACH
State	FL
Zip	32967-3474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT C PBI 5 - 31 BLK M LOTS 8 AND 9
Legal Range	38E
Legal Township	31S
Legal Section	27
Legal Subdivision	VERO LAKE ESTATES UNIT C
Legal Block	M
Legal Lot Number	8,9
Legal Unit	C
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	2
Census Block	2080
Census Tract	50903

Owner

8626 97th Ct is owned and occupied by two individuals who acquired it in December 2023.

Source: Indian River County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8626 97TH CT, VERO BEACH, FL 32967-3474
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITY & COUNTY CU
Dec 14, 2023	Intrafamily Transfer, Transfer
Mar 7, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Sep 24, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Oct 16, 2019	Warranty Deed, Transfer ALLIANCE TITLE/THE TREASURE COMPANY, ALLIANCE TITLE/THE TREASURE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2019 · Amount on File
Deed Sale	Oct 16, 2019 · Amount on File
Deed Document Number	201960553
Deed Book / Page	3246 / 1187
Last Transfer Date	Dec 13, 2023
Transfer Doc	0036671021
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	8626 97TH CT, VERO BEACH, FL 32967-3474
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8626 97TH CT, VERO BEACH, FL 32967-3474

Mortgage

Document Number	0037031533
Date	Jun 10, 2024
Book Page	3703/1533
Instrument	3120240028191

Lender

Name	CITY & COUNTY CU
Type	Credit Union
Address	SAINT PAUL, MN 55101

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	116 Months
Due	Feb 8, 2034

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 14, 2023
Property Address	8626 97TH CT, VERO BEACH, FL 32967-3474
Document Number	0036671021
Book / Page	3667 / 1021
Map Reference	MB 5 PG 31
Instrument Date	Dec 13, 2023
Instrument	3120230061708
Transaction Type	Transfer
Record Updated	Dec 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8626 97TH CT, VERO BEACH, FL 32967-3474

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8626 97TH CT, VERO BEACH, FL 32967-3474

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 7, 2022
Property Address	8626 97TH CT, VERO BEACH, FL 32967-3474
Document Number	0035180809
Book / Page	3518 / 809
Map Reference	MB 5 PG 31
Instrument Date	Feb 28, 2022
Instrument	3120220014482
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52553 TRABUE LN, NEW LONDON, MO 63459-2214
Investor	Possibly a Property Investor

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 24, 2020
Property Address	8626 97TH CT, VERO BEACH, FL 32967-3474
Document Number	0033410580
Book / Page	003341 / 000580
Instrument Date	Sep 18, 2020
Instrument	56817
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	101 N OAK ST FELLSMERE FL 329485935, FELLSMERE, FL 32948-5935

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 16, 2019
Property Address	8626 97TH CT, VERO BEACH, FL 32967-3474
Document Number	0032461187
Book / Page	003246 / 001187
Instrument Date	Oct 15, 2019
Instrument	60553
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	ALLIANCE TITLE/THE TREASURE COMPANY, ALLIANCE TITLE/THE TREASURE CO

Transaction

Amount	Amount on Record
Tax	$91.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 N OAK ST FELLSMERE FL 329485935, FELLSMERE, FL 32948-5935

Tax Assessment & Valuation

The 2025 property tax bill for 8626 97th Ct was $5,772 with a homeowner's exemption.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,772.00 Homeowner's exemption	$417,160 Land $80,750 Building $336,410	$417,160 Land $80,750 Building $336,410
2023	$927.00 (+13.46%)	$66,300 (+21.88%) Land $66,300	$66,300 (+21.88%) Land $66,300
2022	$817.00	$54,400 Land $54,400	$54,400 Land $54,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8626 97th Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	24 (1994–2017)
Claims Outside the SFHA	16 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8626 97th Ct is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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