8625 Stone Harbour Loop, Bradenton, FL 34212 Property Records

Manatee County property record for 8625 Stone Harbour Loop, Bradenton, FL 34212

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,806 sqft · built 2004
Lot Size	0.193 acres (8,450 sqft)
Owner	Individual Name on Record
Last Sale	$319,900 (Oct 2014)
Tax Bill	$1,188 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11020.3175-9`

Property Details

APN / Parcel Number

Primary APN	`11020.3175-9`
Alternative APN	`3418251102031759`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,806 sqft Living Area
Gross Area	3,466 sqft
1st Floor Area	1,790 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	8,450 sqft (0.193 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Pool Area	324 sqft
Porch	Open Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	3418251102031759
Street Address	8625 STONE HARBOUR LOOP
City	BRADENTON
State	FL
Zip	34212-6322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-MU
Legal Description	LOT 455 STONEYBROOK AT HERITAGE HARBOUR SUBPHASE C UNIT 1 PI#11020.3175/9
Legal Range	18E
Legal Township	34S
Legal Section	25
Legal Subdivision	STONEYBROOK AT HERITAGE HARBOUR C-1
Legal Tract	1102003
Legal Block	3085
Legal Lot Number	455
Legal Unit	1
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	3
Census Block	3002
Census Tract	2025

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8625 STONE HARBOUR LOOP, BRADENTON, FL 34212-6322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Apr 23, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2014 · Amount on Record
Deed Sale	Oct 7, 2014 · Amount on Record
Prior Sale	Feb 11, 2014 · Amount on Record
Deed Document Number	3317275
Deed Book / Page	2539 / 3960
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	8625 STONE HARBOUR LOOP, BRADENTON, FL 34212-6322
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041015373
Date	Feb 16, 2024
Instrument	202441015373

Lender

Name	USAA FSB
Type	Bank
Address	10750 MCDERMOTT FWY, SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2039

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	8625 STONE HARBOUR LOOP, BRADENTON, FL 34212-6322
Document Number	0041056467
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8625 STONE HARBOUR LOOP BRADENTON FL 342126322, BRADENTON, FL 34212-6322

Mortgage

Document Number	0041056467
Date	Jun 5, 2020
Instrument	41056467

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 4, 2045

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$357,233 (+5.99%)	$537,738 (-1.69%) Land $40,800 Building $496,938
2024	$1,188.00 (-77.89%)
2023	$5,372.00 (+2.4%) Veteran's exemption	$337,053 (+3%)	$546,989 (+15.74%) Land $40,800 Building $506,189
2022	$5,246.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$327,236	$472,621 Land $40,000 Building $432,621

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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