8623 Mercer Rd, Charlevoix, MI 49720 Property Records

Charlevoix County property record for 8623 Mercer Rd, Charlevoix, MI 49720

Property Summary

Property Type	Single Family Home
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Tax Bill	$5,919 (2025)
Flood Zone	Zone X (minimal risk)
APN	`004-023-007-25`

Property Details

APN / Parcel Number

Primary APN	`004-023-007-25`

Exterior

Lot Area	18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8623 MERCER RD
City	CHARLEVOIX
State	MI
Zip	49720-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN THE TWP OF CHX CNTY MI COM AT THE NE COR OF SEC 23 T34N R8W TH AL THE E LI OF SD SEC, ALSO BEING THE C/L OF MERCER ROAD S
Legal Range	08W
Legal Township	34N
Legal Section	23
Jurisdiction	CHARLEVOIX MI
Township / Civil Division	CHARLEVOIX
Census Block Group	3
Census Block	3000
Census Tract	1500

Owner

8623 Mercer Rd, a single family home, is owned by an individual.

Source: Charlevoix County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1351 RUFFNER AVE, BIRMINGHAM, MI 48009-7174
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 8623 Mercer Rd was $5,919, up 2.1% from the year before.

Source: Charlevoix County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Charlevoix County
County Subdivision	Charlevoix Township
Unified School District	Charlevoix Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,000 (+2.41%)	$374,000 (+2.41%)
2025	$5,919.00 (+2.14%)	$182,600	$365,200
2024	$5,795.00
2023		$122,700	$245,400
2022	$4,483.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8623 Mercer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8623 Mercer Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLEVOIX TOWNSHIP serves 1,700 people · EPA ID MI0001335
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20