8622 Kruger Rd, Three Oaks, MI 49128 Property Records

Berrien County property record for 8622 Kruger Rd, Three Oaks, MI 49128

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,080 sqft · built 1996
Lot Size	14.9 acres (652,964 sqft)
Owner	Company Name on File
Tax Bill	$4,205 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Oct 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-0005-0009-05-0`

Property Details

APN / Parcel Number

Primary APN	`20-0005-0009-05-0`
Alternative APN	`11-20-0005-0009-05-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,080 sqft Living Area
1st Floor Area	2,080 sqft
Basement Area	2,080 sqft
Unfinished Basement	2,080 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	652,964 sqft (14.9 acres)
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8622 KRUGER RD
City	THREE OAKS
State	MI
Zip	49128-9742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPLIT ON / / FROM 20-0005-0009-01-0, 20-0005-0009-02-8; COM 525.5'W OF N1/4 PST SEC 5 T8S R20W TH S 0 DEG05'30''E 2639.9'TH
Legal Range	20W
Legal Township	08S
Legal Section	05
Jurisdiction	BERRIEN MI
Township / Civil Division	THREE OAKS
Census Block Group	1
Census Block	1055
Census Tract	11400

Owner

Source: Berrien County records · APN 20-0005-0009-05-0

Assessment roll updated June 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	8622 KRUGER RD, THREE OAKS, MI 49128-9742
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2018	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Oct 19, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Aug 23, 2018
Transfer Doc	03220/1085
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	8622 KRUGER RD, THREE OAKS, MI 49128-9742
Transaction Type	Mortgage
Record Updated	Nov 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03203/0383
Date	Apr 18, 2018
Book Page	3203/0383

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 02, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Oct 19, 2018
Property Address	8622 KRUGER RD, THREE OAKS, MI 49128-9742
Document Number	03220/1085
Book / Page	3220 / 1085
Instrument Date	Aug 23, 2018
Transaction Type	Transfer
Record Updated	Nov 09, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8622 KRUGER RD, THREE OAKS, MI 49128-9742

Tax Assessment & Valuation

Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Three Oaks Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,300 (+3.27%)	$814,600 (+3.27%)
2025	$4,205.00 (-4.61%) Homeowner's exemption	$394,400 (+38.63%)	$788,800 (+38.63%)
2024	$4,408.00 (+10.12%)
2023		$284,500	$569,000
2022	$4,003.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile USA Fixed Wireless	25 / 3

Based on FCC filings for 8 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Kruger Rd

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