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8621 Co Rd 49, Live Oak, FL 32060 Property Records

Suwannee County property record for 8621 Co Rd 49, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,200 sqft · built 1983
Lot Size9.84 acres (428,630 sqft)
Owner2 Individual Names on File
Last Sale$135,000 (Nov 1997)
Tax Bill$4,233 (2024)
Deeds & MortgagesJul 2018 Loan Modification
Jan 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN19-02S-14E-02218-001000

Property Details

APN / Parcel Number

Primary APN19-02S-14E-02218-001000
Alternative APN
  • 02218001000

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,200 sqft Living Area
1st Floor Area2,200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2014
Exterior MaterialWood
Lot Area428,630 sqft (9.84 acres)
Garage Area816 sqft
Patio Area332 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number02218001000
Street Address8621 COUNTY ROAD 49
CityLIVE OAK
StateFL
Zip32060-9128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 9.84 ACRES FOR PT OF REF COMM AT THE NE COR OF SAID SE1/4 OF SW1/4 & RUN THENCE S 88 DEG 39'42 W A DISTANCE OF 86.83 FT
Legal Range14E
Legal Township02S
Legal Section19
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group2
Census Block2022
Census Tract970100

Owner

8621 Co Rd 49 is owned and occupied by two individuals who bought it in November 1997.

Source: Suwannee County records, as of February 2, 2026

Owner of Record2 Individual Names on File
Mailing Address8621 COUNTY ROAD 49, LIVE OAK, FL 32060-9128
OccupancyOwner Occupied
Owner TypeIndividual
VestingEstate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2018Loan Modification, Mortgage
BERNSEE RICHARD D TRUST (PT)
Jan 16, 2018Loan Modification, Mortgage
BERNSEE RICHARD D TRUST (PT)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 1997 · Amount on File
Deed SaleNov 1, 1997 · Amount on File
Deed Document Number0000656443
Record UpdatedJun 8, 2026

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUWANNEE FL
Property Address8621 COUNTY ROAD 49, LIVE OAK, FL 32060-9128
Document Number0000205471
Instrument DateJul 13, 2018
Transaction TypeMortgage
Record UpdatedSep 17, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address8621 COUNTY ROAD 49 LIVE OAK FL 320609128, LIVE OAK, FL 32060-9128

Mortgage

Document Number0000205471
DateJul 20, 2018
Book Page002063/000089
Instrument205471
Lender
NameBERNSEE RICHARD D TRUST (PT)
Agreement
AmountAmount on Record

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUWANNEE FL
Property Address8621 COUNTY ROAD 49, LIVE OAK, FL 32060-9128
Document Number0000200283
Book / Page002031 / 000237
Instrument DateJan 16, 2018
Transaction TypeMortgage
Record UpdatedFeb 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000200283
DateFeb 9, 2018
Book Page002031/000237
Instrument200283
Lender
NameBERNSEE RICHARD D TRUST (PT)
Agreement
AmountAmount on Record
Term12 Months
DueFeb 8, 2019
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$306,176 Land $81,672 Building $224,504$306,176 Land $81,672 Building $224,504
2024$4,233.00 (+7.3%)
2023$3,945.00 (+14.71%)$266,167 (+29.32%) Land $66,420 Building $199,747$266,167 (+29.32%) Land $66,420 Building $199,747
2022$3,439.00$205,815$205,815 Land $60,024 Building $145,791

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8621 Co Rd 49 in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims7 (1998–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Debby, Aug 2024 · 2 claims
  • Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8621 Co Rd 49 is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000

May also be available: Xfinity.

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