Oldham County property record for 8620 Westover Dr, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6 ba · 5,900 sqft · built 1999 |
| Lot Size | 2.03 acres (88,513 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $900,000 (Apr 2025) |
| Tax Bill | $8,416 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-29-04-106 |
| Primary APN | 06-29-04-106 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 17 Rooms |
| Stories | 2 Stories |
| Building Area | 5,900 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 88,513 sqft (2.03 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 74672 |
|---|---|
| Street Address | 8620 WESTOVER DR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 2.032AC |
| Legal Block | SEC 4 |
| Legal Lot Number | 106 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 10312 |
Source: Oldham County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 11812 BEACON CT, LOUISVILLE, KY 40299-6074 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2025 | Deed, Transfer · Conventional Mortgage CITIBANK NA |
| Jan 11, 2021 | Deed, Transfer · Conventional Mortgage TRUITY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2025 · Amount on Record |
| Deed Sale | Apr 28, 2025 · Amount on Record |
| Prior Sale | Jan 11, 2021 · Amount on Record |
| Deed Document Number | 805145 |
| Deed Book / Page | D1408 / 386 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Apr 28, 2025 |
| Property Address | 8620 WESTOVER DR, PROSPECT, KY 40059-9481 |
| Document Number | 0D1408/386 |
| Book / Page | D1408 / 386 |
| Map Reference | MB 4 PG 57 |
| Instrument Date | Apr 25, 2025 |
| Instrument | 805145 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | TURN KEY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 862 BLUEBIRD LN, PRYOR, OK 74361-3465 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 11812 BEACON CT, LOUISVILLE, KY 40299-6074 |
| Document Number | 0000805148 |
|---|---|
| Date | Apr 28, 2025 |
| Instrument | 805148 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jan 11, 2021 |
| Property Address | 8620 WESTOVER DR, PROSPECT, KY 40059-9481 |
| Document Number | D1274/443 |
| Book / Page | D1274 / 443 |
| Map Reference | MB 4 PG 57 |
| Instrument Date | Jan 8, 2021 |
| Instrument | 615014 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7500 WYCLIFFE CT, 7500, PROSPECT, KY 40059-7804 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 8620 WESTOVER DR, PROSPECT, KY 40059-9481 |
| Document Number | 615015 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 615015 |
| Name | TRUITY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
Source: Oldham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Municipality | Prospect City |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,416.00 (+1.83%) | $680,000 (+2.26%) Land $140,000 Building $540,000 | $680,000 (+2.26%) Land $140,000 Building $540,000 |
| 2023 | $8,265.00 | $665,000 Land $150,000 Building $515,000 | $665,000 Land $150,000 Building $515,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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