8620 Smith Rd, Kannapolis, NC 28081 Property Records

Rowan County property record for 8620 Smith Rd, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	2 ba · 696 sqft · built 1940
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Mar 2018)
Tax Bill	$669 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`243 146`

Property Details

APN / Parcel Number

Primary APN	`243 146`
Alternative APN	`6346748`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	696 sqft Living Area
1st Floor Area	544 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Lean-To	144 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Street Address	8650 SMITH RD
City	KANNAPOLIS
State	NC
Zip	28081-8536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT L 1 BUTLER LAND 1.01AC
Jurisdiction	ROWAN NC
Township / Civil Division	ATWELL
Census Block Group	3
Census Block	3013
Census Tract	51801

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8650 SMITH RD, KANNAPOLIS, NC 28081-8536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UWHARRIE BANK
Mar 29, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2018 · Amount on Record
Deed Sale	Mar 29, 2018 · Amount on Record
Prior Sale	Sep 5, 2003 · Amount on Record
Deed Book / Page	1306 / 601
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	8620 SMITH RD, KANNAPOLIS, NC 28081-8536
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013680385
Date	Feb 18, 2021
Book Page	1368/385

Lender

Name	UWHARRIE BANK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 29, 2018
Property Address	8620 SMITH RD, KANNAPOLIS, NC 28081-8536
Document Number	0013060601
Book / Page	1306 / 0601
Instrument Date	Mar 27, 2018
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8690 SMITH RD, 8690, KANNAPOLIS, NC 28081-8536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8620 SMITH RD, KANNAPOLIS, NC 28081-8536
Investor	Possibly a Property Investor

Mortgage

Document Number	13060602
Date	Mar 29, 2018
Instrument	1306/0602

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$669.00	$101,451 (-) Land $40,400 Building $61,051	$101,451 (-) Land $40,400 Building $61,051
2025	$669.00	$101,451 (-) Land $40,400 Building $61,051
2023	$669.00	$101,451 Land $40,400 Building $61,051	$101,451 Land $40,400 Building $61,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Windstream.

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