862 Windrow Dr, Little Canada (Saint Paul), MN 55109 Property Records

Ramsey County property record for 862 Windrow Dr, Little Canada, MN 55109

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,591 sqft · built 1996
Lot Size	0.307 acres (13,416 sqft)
Owner	Individual Name on File
Tax Bill	$4,512 (2023)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-29-22-22-0031`

Property Details

APN / Parcel Number

Primary APN	`04-29-22-22-0031`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,591 sqft Living Area
Gross Area	2,118 sqft
1st Floor Area	1,341 sqft
Basement Area	250 sqft
Finished Basement	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	13,416 sqft (0.307 acres)
Lot Dimensions	160 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	862 WINDROW DR
City	LITTLE CANADA
State	MN
Zip	55109-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	WESTWINDS LOT 29 BLK 2
Legal Range	22
Legal Township	29
Legal Section	04
Legal Quarter	2
Quarter-Quarter Section	31
Legal Subdivision	WESTWINDS
Legal Block	2
Legal Lot Number	29
Jurisdiction	RAMSEY MN
Township / Civil Division	LITTLE CANADA
Census Block Group	2
Census Block	2008
Census Tract	42102

Owner

862 Windrow Dr is owned and occupied by an individual who acquired it in February 2019.

Source: Ramsey County records, as of April 29, 2024

Owner of Record	Individual Name on File
Mailing Address	862 WINDROW DR, LITTLE CANADA, MN 55109-1043
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage HIWAY FCU
Feb 7, 2019	Grant Deed, Transfer · Conventional Mortgage HIWAY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Oct 2, 1996 · Amount on File
Last Transfer Date	Feb 7, 2019
Transfer Doc	0004745744
Record Updated	Jun 7, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	862 WINDROW DR, LITTLE CANADA, MN 55109-1043
Document Number	0004816358
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	ARDEN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 WINDROW DR LITTLE CANADA MN 551091043, LITTLE CANADA, MN 55109-1043

Mortgage

Document Number	0004816358
Date	Jun 15, 2020
Instrument	4816358

Lender

Name	HIWAY FCU
Type	Credit Union
Address	SAINT PAUL, MN 55103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 14, 2035

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 7, 2019
Property Address	862 WINDROW DR, LITTLE CANADA, MN 55109-1043
Document Number	0004745744
Instrument Date	Jan 24, 2019
Instrument	4745744
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	ARDEN TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 WINDROW DR LITTLE CANADA MN 551091043, LITTLE CANADA, MN 55109-1043

Mortgage

Document Number	4745745
Date	Feb 7, 2019
Instrument	4745745

Lender

Name	HIWAY FCU
Type	Credit Union
Address	ST PAUL, MN 55103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Little Canada City
Unified School District	Roseville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,512.00 Homeowner's exemption	$402,400 Land $84,900 Building $317,500	$402,400 Land $84,900 Building $317,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 862 Windrow Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2001–2014)
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 862 Windrow Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Little Canada serves 10,400 people · EPA ID MN1620005
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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