862 Wheeler Ave, Chattanooga, TN 37406 Property Records

Hamilton County property record for 862 Wheeler Ave, Chattanooga, TN 37406

Property Summary

Property Type	Duplex
Details	4 ba · 1,572 sqft · built 1958
Lot Size	0.168 acres (7,335 sqft)
Owner	Individual Name on File
Last Sale	$18,000 (Sep 2016)
Tax Bill	$582 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`146D G 026`

Property Details

APN / Parcel Number

Primary APN	`146D G 026`
Alternative APN	`0000073033`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,572 sqft Total Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1965
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	7,335 sqft (0.168 acres)
Lot Dimensions	146 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000073033
Street Address	862 WHEELER AVE
City	CHATTANOOGA
State	TN
Zip	37406-4140
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	LT 13 BLK 1 MISSIONARY HEIGHTS PB 5 PG 29
Legal Subdivision	MISSIONARY HEIGHTS
Legal Block	1
Legal Lot Number	13
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	4
Census Block	4008
Census Tract	1200

Owner

862 Wheeler Ave, a duplex, is owned by an individual who bought it in September 2016.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 9411, CHATTANOOGA, TN 37412-0411
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2016 · Amount on File
Deed Sale	Sep 21, 2016 · Amount on File
Prior Sale	Jun 28, 2012 · Amount on File
Deed Document Number	2016092100075
Deed Book / Page	10858 / 330
Record Updated	Jun 8, 2026

June 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 28, 2017
Property Address	862 WHEELER AVE, CHATTANOOGA, TN 37406-4140
Book / Page	011086 / 000806
Instrument Date	Jun 27, 2017
Instrument	73
Transaction Type	Construction Loan
Record Updated	Nov 2, 2017
Title Company	FIRST TITLE COMPANY, FIRST TITLE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 WHEELER AVE CHATTANOOGA TN 374064140, CHATTANOOGA, TN 37406-4140

Mortgage

Document Number	0000000073
Date	Jun 28, 2017
Book Page	011086/000806
Instrument	73

Lender

Name	DAVID L GARDNER
Address	4877 GEMINUS DR, CHATTANOOGA, TN 37416-2123

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 27, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 862 Wheeler Ave was $582, down 15.8% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$582.00 (-15.77%)	$38,440 (+24.32%)	$96,100 (+24.32%) Land $20,000 Building $76,100
2024	$691.00	$30,920 (-)	$77,300 (-) Land $10,000 Building $67,300
2023	$691.00	$30,920 (-)	$77,300 (-) Land $10,000 Building $67,300
2022	$691.00	$30,920	$77,300 Land $10,000 Building $67,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 862 Wheeler Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 862 Wheeler Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20