862 Westwind Dr, Saint Paul, MN 55109 Property Records

Ramsey County property record for 862 Westwind Dr, Saint Paul, MN 55109

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,179 sqft · built 1985
Lot Size	0.389 acres (16,926 sqft)
Owner	2 Individual Names on Record
Last Sale	$378,000 (Jul 2019)
Tax Bill	$6,362 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-29-22-22-0062`

Property Details

APN / Parcel Number

Primary APN	`04-29-22-22-0062`
Alternative APNs	`8037465` `53033`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,554 sqft Living Area
1st Floor Area	1,510 sqft
Basement Area	1,250 sqft
Finished Basement	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Stucco
Lot Area	16,926 sqft (0.389 acres)
Lot Dimensions	182 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	53033
Street Address	862 WESTWIND DR
City	SAINT PAUL
State	MN
Zip	55109-1044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTWINDS LOT 5 BLK 1
Legal Range	22
Legal Township	29
Legal Section	04
Legal Subdivision	WESTWINDS
Legal Block	1
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	LITTLE CANADA
Census Block Group	2
Census Block	2009
Census Tract	42102

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	862 WESTWIND DR, SAINT PAUL, MN 55109-1044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MTG
Jul 17, 2019	Warranty Deed, Transfer · Conventional Mortgage LEND SMART MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2019 · Amount on Record
Deed Sale	Jul 17, 2019 · Amount on Record
Prior Sale	Nov 24, 2009 · Amount on Record
Deed Document Number	20194764863
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	Apr 14, 2026
Property Address	862 WESTWIND DR, SAINT PAUL, MN 55109-1044
Document Number	0005102339
Instrument Date	Apr 7, 2026
Instrument	20265102339
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	862 WESTWIND DR, SAINT PAUL, MN 55109-1044

Mortgage

Document Number	0005102339,
Date	Apr 14, 2026
Instrument	20265102339

Lender

Name	BMO HARRIS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2056

Interest

Rate	6.11%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	862 WESTWIND DR, LITTLE CANADA, MN 55109-1044
Document Number	0004844472
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Nov 24, 2020
Title Company	TITLE ONE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	862 WESTWIND DR LITTLE CANADA MN 551091044, LITTLE CANADA, MN 55109-1044

Mortgage

Document Number	0004844472
Date	Nov 12, 2020
Instrument	4844472

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 17, 2019
Property Address	862 WESTWIND DR, LITTLE CANADA, MN 55109-1044
Document Number	0004764863
Instrument Date	Jun 14, 2019
Instrument	4764863
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,285.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	862 WESTWIND DR LITTLE CANADA MN 551091044, LITTLE CANADA, MN 55109-1044

Mortgage

Document Number	4764864
Date	Jul 17, 2019
Instrument	4764864

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Little Canada City
Unified School District	Roseville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,100 (-1.04%) Land $95,100 Building $408,000	$503,100 (-1.04%) Land $95,100 Building $408,000
2025	$6,362.00 (+4.98%)	$508,400 (+7.92%) Land $95,100 Building $413,300	$508,400 (+7.92%) Land $95,100 Building $413,300
2024	$6,060.00 (+5.17%)
2023	$5,762.00	$471,100 Land $95,100 Building $376,000	$471,100 Land $95,100 Building $376,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2001–2014)
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Little Canada serves 10,400 people · EPA ID MN1620005
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Westwind Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures