862 Washington Ave, Albany, NY 12203 Property Records

Albany County and Albany City property record for 862 Washington Ave, Albany, NY 12203

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 1,218 sqft · built 1907
Lot Size	0.093 acres (4,060 sqft)
Owner	Individual Name on File
Last Sale	$23,500 (Aug 1997)
Tax Bill	$4,800 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010100 64.43-2-55`

Property Details

APN / Parcel Number

Primary APN	`010100 64.43-2-55`
Alternative APNs	`010006404300020550000000` `06404300020550000000`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,218 sqft Living Area
1st Floor Area	646 sqft
2nd Floor Area	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	4,060 sqft (0.093 acres)
Lot Dimensions	140 ft deep x 29 ft wide
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06404300020550000000
Street Address	862 WASHINGTON AVE
City	ALBANY
State	NY
Zip	12203-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	2 1/2 WOOD 1205006
Legal Block	2
Legal Lot Number	55.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	2
Census Block	2006
Census Tract	502

Owner

Source: Albany County and Albany City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	862 WASHINGTON AVE, ALBANY, NY 12203-1715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage BROADVIEW FCU
Nov 17, 2023	Deed, Transfer
Nov 25, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 1997 · Amount on File
Deed Sale	Aug 12, 1997 · Amount on File
Prior Sale	Jul 9, 1997 · Amount on File
Deed Book / Page	2584 / 1099
Last Transfer Date	Apr 29, 2005
Transfer Doc	0027990000000457
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	862 WASHINGTON AVE, ALBANY, NY 12203-1715
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 WASHINGTON AVE, ALBANY, NY 12203-1715

Mortgage

Document Number	0000000666
Date	Feb 6, 2023
Instrument	R2023-2666

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	Other
Max Rate	10.8%

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBANY NY
Recording Date	Nov 17, 2023
Property Address	862 WASHINGTON AVE, ALBANY, NY 12203-1715
Document Number	0000000931
Instrument Date	Nov 13, 2023
Instrument	R2023-20931
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Amount	Amount on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34N N ALLEN ST, ALBANY, NY 12203-1633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 WASHINGTON AVE, ALBANY, NY 12203-1715

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Nov 25, 2022
Property Address	862 WASHINGTON AVE, ALBANY, NY 12203-1715
Document Number	0000007418
Instrument Date	Oct 18, 2022
Instrument	R2022-27418
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Amount	Amount on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 45 69TH STREET, WOODSIDE, NY 11377

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 WASHINGTON AVE, ALBANY, NY 12203-1715

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,800.00 (+1.93%)
2025	$4,709.00 (-5.74%)	$181,000 (+41.41%) Land $36,200 Building $144,800	$188,542 (+4.33%) Land $37,708 Building $150,834
2023		$128,000 (-) Land $26,000 Building $102,000	$180,714 (+12.55%) Land $36,708 Building $144,006
2022		$128,000 Land $26,000 Building $102,000	$160,562 Land $32,614 Building $127,948
2021	$4,996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2014–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 945 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: T-Mobile.

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