Gadsden County property record for 862 Walnut St, Chattahoochee, FL 32324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,375 sqft · built 1974 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,000 (Mar 2023) |
| Tax Bill | $1,400 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Sep 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-04-3N-6W-0470-0000A-0060 |
| Primary APN | 2-04-3N-6W-0470-0000A-0060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,375 sqft Heated Area |
| Gross Area | 2,573 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Terrain | Gentle Slope |
| Porch | Porch |
| Porch Area | 68 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1103850000 |
|---|---|
| Street Address | 862 WALNUT ST |
| City | CHATTAHOOCHEE |
| State | FL |
| Zip | 32324-1620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 931 P 814; OR 852 P 328 OR |
| Legal Range | 06W |
| Legal Township | 03N |
| Legal Section | 04 |
| Legal Subdivision | HICKORY HILLS SUB |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | GADSDEN FL |
| Township / Civil Division | CHATTAHOOCHEE |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 20400 |
Source: Gadsden County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 862 WALNUT ST, CHATTAHOOCHEE, FL 32324-1620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC UNION BANK |
| Sep 6, 2018 | Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Apr 17, 2018 | Tax Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2023 · Amount on Record |
| Deed Sale | Mar 20, 2023 · Amount on Record |
| Prior Sale | Sep 6, 2018 · Amount on Record |
| Deed Document Number | 230002062 |
| Deed Book / Page | 931 / 814 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GADSDEN FL |
| Recording Date | Mar 20, 2023 |
| Property Address | 862 WALNUT ST, CHATTAHOOCHEE, FL 32324-1620 |
| Document Number | 0009310814 |
| Book / Page | 931 / 814 |
| Map Reference | MB 1 PG 154 |
| Instrument Date | Mar 15, 2023 |
| Instrument | 230002062 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2023 |
| Title Company | MARIANNA TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $665.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 696 BLUEBERRY DR, GRAND RIDGE, FL 32442-3604 |
| Name | Verified Name |
|---|---|
| Address | 862 WALNUT ST, CHATTAHOOCHEE, FL 32324-1620 |
| Document Number | 0000931815 |
|---|---|
| Date | Mar 20, 2023 |
| Instrument | 931/815 |
| Name | ATLANTIC UNION BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GADSDEN FL |
| Recording Date | Sep 6, 2018 |
| Property Address | 862 WALNUT ST, CHATTAHOOCHEE, FL 32324-1620 |
| Document Number | 0008520328 |
| Book / Page | 0852 / 0328 |
| Map Reference | MB1 PG154 |
| Instrument Date | Sep 4, 2018 |
| Instrument | 180006546 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | MARIANNA TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6951 LOWA ST, 6951, GRAND RIDGE, FL 32442 |
| Name | Verified Name |
|---|---|
| Address | 862 WALNUT ST, CHATTAHOOCHEE, FL 32324-1620 |
| Document Number | 0180006548 |
|---|---|
| Date | Sep 6, 2018 |
| Instrument | 180006548 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | GADSDEN FL |
| Recording Date | Apr 17, 2018 |
| Property Address | 862 WALNUT ST, CHATTAHOOCHEE, FL 32324-1620 |
| Document Number | 0008451914 |
| Book / Page | 000845 / 001914 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 2719 |
| Transaction Type | Foreclosure |
| Record Updated | May 18, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $14.11 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3944 W EDEN ROC CIR TAMPA FL 336347420, TAMPA, FL 33634-7420 |
Source: Gadsden County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Gadsden County |
| Municipality | Chattahoochee City |
| Unified School District | Gadsden County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,400.00 (-4.83%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $128,998 (+1.76%) Land $42,195 Building $86,803 | $128,998 (+1.76%) Land $42,195 Building $86,803 |
| 2024 | $1,471.00 (-2.84%) Homeowner's exemption | $126,765 (+9.12%) Land $39,780 Building $86,985 | $126,765 (+9.12%) Land $39,780 Building $86,985 |
| 2023 | $1,514.00 (+15.84%) | $116,173 (+26.32%) Land $31,500 Building $84,673 | $116,173 (+26.32%) Land $31,500 Building $84,673 |
| 2022 | $1,307.00 | $91,968 Land $24,000 Building $67,968 | $91,968 Land $24,000 Building $67,968 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1994–1998) |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHATTAHOOCHEE serves 2,959 people · EPA ID FL1200134 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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