862 W Quitman St, Emory, TX 75440 Property Records

Rains County property record for 862 W Quitman St, Emory, TX 75440

Property Summary

Property Type	Residential
Details	2,892 sqft · built 1989
Lot Size	1.98 acres (86,249 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,246 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0109-0980-0010-40`

Property Details

APN / Parcel Number

Primary APN	`0109-0980-0010-40`
Alternative APN	`10257`

Interior

Building Area	2,892 sqft Living Area
Gross Area	7,230 sqft

Exterior

Year Built	Built 1989
Lot Area	86,249 sqft (1.98 acres)

Location & Zoning

Street Address	862 W QUITMAN ST
City	EMORY
State	TX
Zip	75440-2202
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	A0109 HARGES JOSEPH, ACRES 1.980
Jurisdiction	RAINS TX
Township / Civil Division	EMORY
Census Block Group	1
Census Block	1022
Census Tract	950101

Owner

Source: Rains County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	862 W QUITMAN ST, EMORY, TX 75440-2202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2019	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 30, 2023	Transfer on Death Deed, Transfer ACCOMODATION, ACCOMMODATION
Jun 30, 2023	Transfer on Death Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2008
Deed Sale	Apr 8, 2008
Deed Document Number	766
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	862 W QUITMAN ST, EMORY, TX 75440-2202
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02019/0382
Date	Feb 15, 2019
Book Page	2019/0382

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2039

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RAINS TX
Recording Date	Jun 30, 2023
Property Address	862 W QUITMAN ST, EMORY, TX 75440-2202
Document Number	02023/1418
Book / Page	2023 / 1418
Map Reference	VOL 457 PG 323
Instrument Date	Jun 26, 2023
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	862 W QUITMAN ST, EMORY, TX 75440-2202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 W QUITMAN ST, EMORY, TX 75440-2202

June 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	RAINS TX
Recording Date	Jun 30, 2023
Property Address	862 W QUITMAN ST, EMORY, TX 75440-2202
Document Number	02023/1417
Book / Page	2023 / 1417
Instrument Date	Jun 26, 2023
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	862 W QUITMAN ST, EMORY, TX 75440-2202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 W QUITMAN ST, EMORY, TX 75440-2202

Tax Assessment & Valuation

Source: Rains County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Emory City
County	Rains County
Unified School District	Rains Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,246.00 (+33.99%) Homeowner's exemption Senior Citizen's exemption	$441,286 (+37.69%) Land $79,349 Building $361,937	$441,286 (+37.69%) Land $79,349 Building $361,937
2023		$320,485 (+68.66%) Land $72,449 Building $248,036	$320,485 (+68.66%) Land $72,449 Building $248,036
2022	$3,169.00 Homeowner's exemption	$190,021 Land $35,362 Building $154,659	$190,021 Land $35,362 Building $154,659

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EMORY serves 3,762 people · EPA ID TX1900001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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