862 W Lake St, Ogden, UT 84401 Property Records

Weber County property record for 862 W Lake St, Ogden, UT 84401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1997
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,214 (2026)
Deeds & Mortgages	Aug 2022 Mortgage May 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-034-0009`

Property Details

APN / Parcel Number

Primary APN	`14-034-0009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	862 W LAKE ST
City	OGDEN
State	UT
Zip	84401-2247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOTS 25 AND 26, BLOCK 3, WEST OGDEN HEIGHTS ADDITION, OGDEN CITY, WEBER COUNTY, UTAH.
Legal Range	1W
Legal Township	6N
Legal Section	30
Legal Subdivision	WEST OGDEN HEIGHTS ADDITION
Legal Block	3
Legal Lot Number	25-26
Jurisdiction	WEBER UT
Township / Civil Division	OGDEN
Census Block Group	1
Census Block	1013
Census Tract	201900

Owner

862 W Lake St is owned and occupied by two individuals who acquired it in May 2026.

Source: Weber County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	862 W LAKE ST, OGDEN, UT 84401-2247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · VA Mortgage FIRST COLONY MORTGAGE CORP
May 12, 2026	Warranty Deed, Transfer COTTONWOOD TITLE
May 11, 2026	Deed of Trust, Mortgage · FHA Mortgage ALL WSTRN MORTGAGE
Aug 2, 2022	Warranty Deed, Transfer · VA Mortgage FIRST COLONY MORTGAGE CORP
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Oct 7, 2019	Warranty Deed, Transfer · FHA Mortgage EVERLEND MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2026
Deed Sale	May 12, 2026
Prior Sale	Aug 2, 2022 · Amount on File
Deed Document Number	20263417630
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	862 W LAKE ST, OGDEN, UT 84401-2247
Transaction Type	Mortgage
Record Updated	May 22, 2026
Title Company	US TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003249449
Date	Aug 8, 2022
Instrument	3249449

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company
Address	OREM, UT 84057

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	May 12, 2026
Property Address	862 W LAKE ST, OGDEN, UT 84401-2247
Document Number	0003417630
Instrument Date	May 12, 2026
Instrument	20263417630
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	COTTONWOOD TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	862 W LAKE ST, OGDEN, UT 84401-2247

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Recording Date	May 11, 2026
Property Address	862 W LAKE ST, OGDEN, UT 84401-2247
Document Number	0003417681
Instrument Date	May 11, 2026
Instrument	20263417681
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0003417681,
Date	May 11, 2026
Instrument	20263417681

Lender

Name	ALL WSTRN MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Aug 2, 2022
Property Address	862 W LAKE ST, OGDEN, UT 84401-2247
Document Number	0003248606
Instrument Date	Jun 28, 2022
Instrument	3248606
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 W LAKE ST, OGDEN, UT 84401-2247

Mortgage

Document Number	0003248609
Date	Aug 2, 2022
Instrument	3248609

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBER UT
Property Address	862 W LAKE ST, OGDEN, UT 84401-2247
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003121177
Date	Jan 27, 2021
Instrument	3121177

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBER UT
Recording Date	Oct 7, 2019
Property Address	862 W LAKE ST, OGDEN, UT 84401-2247
Document Number	0003008592
Instrument Date	Oct 4, 2019
Instrument	3008592
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	MOUNTAIN VIEN TITLE OGDEN

Transaction

Tax	$0.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 W LAKE ST, OGDEN, UT 84401-2247

Mortgage

Document Number	0003008627
Date	Oct 7, 2019
Instrument	3008627

Lender

Name	EVERLEND MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 862 W Lake St was $2,214, up 8.1% from the year before.

Source: Weber County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Weber County
Municipality	Ogden City
Unified School District	Ogden School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,214.00 (+8.11%)	$335,795 (+11.83%) Land $96,548 Building $239,247	$335,795 (+11.83%) Land $96,548 Building $239,247
2025	$2,048.00	$300,279 Land $85,023 Building $215,256	$300,279 Land $85,023 Building $215,256
2023	$1,760.00	$140,250 Land $46,749 Building $93,501	$255,000 Land $84,998 Building $170,002

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 862 W Lake St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jan 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 862 W Lake St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OGDEN CITY WATER SYSTEM serves 87,267 people · EPA ID UTAH29011
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Connext Networks.

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