San Diego County property record for 862 Via la Cresta, El Cajon, CA 92021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,783 sqft · built 1979 |
| Lot Size | 1.01 acres (44,431 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $394,000 (Feb 2008) |
| Tax Bill | $5,891 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 401-110-71-00 |
| Primary APN | 401-110-71-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,783 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 44,431 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 862 VIA LA CRESTA |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-3876 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 48 PAR B PER D77-19985 IN LOT 4 IN SEC 34-15-1E&IN TR DB0170PG071 |
| Legal Range | 01E |
| Legal Township | 15 |
| Legal Section | 34 |
| Legal Subdivision | RANCHO EL CAJON |
| Legal Tract | DB0170PG |
| Legal Block | 4 |
| Legal Lot Number | 48,4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 15501 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 862 VIA LA CRESTA, EL CAJON, CA 92021-3876 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Mar 24, 2017 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Feb 25, 2021 | Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC |
| Mar 13, 2020 | Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND |
| Feb 22, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2008 · Amount on Record |
| Deed Sale | Feb 25, 2008 · Amount on Record |
| Prior Sale | Jul 18, 2007 · Amount on Record |
| Deed Document Number | 200896210 |
| Last Transfer Date | Feb 7, 2017 |
| Transfer Doc | 0000085691 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 862 VIA LA CRESTA, EL CAJON, CA 92021-3876 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | ENTITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000134141 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 2017-0134141 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 862 VIA LA CRESTA, EL CAJON, CA 92021-3876 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 862 VIA LA CRESTA, EL CAJON, CA 92021-3876 |
| Document Number | 0000146044 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021-0146044 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 862 VIA LA CRESTA, EL CAJON, CA 92021-3876 |
| Document Number | 0000139958 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 862 VIA LA CRESTA EL CAJON CA 920213876, EL CAJON, CA 92021-3876 |
| Document Number | 0000139958 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 139958 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 17, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 22, 2017 |
| Property Address | 862 VIA LA CRESTA, EL CAJON, CA 92021-3876 |
| Document Number | 0000085691 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 85691 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2017 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 862 VIA LA CRESTA EL CAJON CA 920213876, EL CAJON, CA 92021-3876 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $642,367 (+2%) Land $326,281 Building $316,086 | |
| 2025 | $5,891.00 (+0.82%) | $629,773 (+4.04%) Land $319,884 Building $309,889 |
| 2023 | $5,843.00 (+0.09%) | $605,319 Land $307,463 Building $297,856 |
| 2022 | $5,838.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 79% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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