Wyandot County property record for 862 Terrace Dr, Upper Sandusky, OH 43351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,904 sqft · built 2024 |
| Lot Size | 0.297 acres (12,965 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $29,000 (Jan 2024) |
| Tax Bill | $4,120 (2025) |
| Deeds & Mortgages | Jan 2024 Construction Loan |
| APN | 06-580210.5100 |
| Primary APN | 06-580210.5100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,904 sqft |
| Basement Area | 1,904 sqft |
| Unfinished Basement | 1,904 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Roof Type | Hip |
| Lot Area | 12,965 sqft (0.297 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 862 TERRACE DR |
|---|---|
| City | UPPER SANDUSKY |
| State | OH |
| Zip | 43351-8905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S197 ROSSEL'S SD 4 LOT 2 |
| Legal Subdivision | ROSSELS SD |
| Legal Lot Number | 2 |
| Jurisdiction | WYANDOT OH |
| Township / Civil Division | CRANE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 938300 |
862 Terrace Dr is owned and occupied by two individuals who bought it in January 2024.
Source: Wyandot County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 862 TERRACE DR, UPPER SANDUSKY, OH 43351-8905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2024 · Amount on File |
| Deed Sale | Jan 3, 2024 · Amount on File |
| Deed Document Number | 202488028 |
| Deed Book / Page | 283 / 307 |
| Prior Transfer Date | May 19, 2020 |
| Prior Transfer Doc | 0000075887 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WYANDOT OH |
| Property Address | 862 TERRACE DR, UPPER SANDUSKY, OH 43351-8905 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Name | Verified Name |
|---|---|
| Address | 609 POLARIS DR, UPPER SANDSKY, OH 43351-9481 |
| Document Number | 000283/901 |
|---|---|
| Date | Jan 22, 2024 |
| Book Page | 283/901 |
| Instrument | 202400088143 |
| Name | CIVISTA BANK |
|---|---|
| Type | Bank |
| Address | SANDUSKY, OH 44870 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
The 2025 property tax bill for 862 Terrace Dr was $4,120.
Source: Wyandot County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Wyandot County |
| County Subdivision | Crane Township |
| Municipality | Upper Sandusky City |
| Unified School District | Upper Sandusky Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,120.00 | $133,690 Land $9,670 Building $124,020 | $381,980 Land $27,630 Building $354,350 |
| 2023 | $157.00 | $4,830 (+19.85%) Land $4,830 | $13,800 (+19.9%) Land $13,800 |
| 2022 | $157.00 | $4,030 Land $4,030 | $11,510 Land $11,510 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 862 Terrace Dr; there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2007 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 862 Terrace Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER SANDUSKY CITY serves 6,698 people · EPA ID OH8800511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| HDER Link Fixed Wireless | 500 / 500 |
| Watch TV Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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