862 Suncreek Ct, Cincinnati, OH 45238 Property Records

Hamilton County property record for 862 Suncreek Ct, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,650 sqft · built 1974
Lot Size	0.142 acres (6,229 sqft)
Owner	Company Name on Record
Tax Bill	$3,972 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`540-0050-0310-00`

Property Details

APN / Parcel Number

Primary APN	`540-0050-0310-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,650 sqft Living Area
1st Floor Area	506 sqft
2nd Floor Area	1,144 sqft

Exterior

Year Built	Built 1974
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	6,229 sqft (0.142 acres)
Lot Dimensions	107 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	862 SUNCREEK CT
City	CINCINNATI
State	OH
Zip	45238-4837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNCREEK CT 58 X 107.39 IRR LOT 21 HIGHWOOD EST 2ND SUB
Legal Subdivision	HIGHWOOD ESTATE 2ND SUB
Legal Lot Number	21
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1004
Census Tract	21401

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	862 SUNCREEK CT, CINCINNATI, OH 45238-4837
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Commercial Mortgage CINCINNATI OHIO POLICE FEDERAL CU
May 30, 2018	Deed of Trust, Mortgage CINCINNATI OHIO POLICE FCU
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025
Deed Sale	Jun 2, 2025
Deed Document Number	0000040344
Deed Book / Page	15428 / 1120
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	862 SUNCREEK CT, CINCINNATI, OH 45238-4837
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011299
Date	Feb 21, 2024
Book Page	15107/105
Instrument	2024-0011299

Lender

Name	CINCINNATI OHIO POLICE FEDERAL CU
Address	959 W 8TH ST, CINCINNATI, OH 45203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jan 25, 2029

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	862 SUNCREEK CT, CINCINNATI, OH 45238-4837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045629
Date	May 30, 2018
Instrument	18-0045629

Lender

Name	CINCINNATI OHIO POLICE FCU
Type	Credit Union
Address	CINCINNATI, OH 45203

Agreement

Amount	Amount Recorded
Term	60 Months
Due	May 15, 2023

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	862 SUNCREEK CT, CINCINNATI, OH 45238-4837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200131665
Date	Dec 15, 2020
Book Page	14315/1136
Instrument	2020-0131665

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,972.00 (+2.48%)	$66,791 (-) Land $9,716 Building $57,075
2024	$3,876.00 (-0.28%)	$66,791 (-) Land $9,716 Building $57,075
2023	$3,887.00 (+31.27%)	$66,791 (+47.72%) Land $9,716 Building $57,075	$190,830 (+47.72%) Land $27,760 Building $163,070
2022	$2,961.00 Homeowner's exemption	$45,214 Land $8,663 Building $36,551
2020			$129,180 Land $24,750 Building $104,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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