862 S Kelley Rd, Schenectady, NY 12306 Property Records

Schenectady County and Princetown Town property record for 862 S Kelley Rd, Schenectady, NY 12306

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,376 sqft · built 1975
Lot Size	1.76 acres (76,762 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Feb 2026)
Tax Bill	$6,716 (2026)
Deeds & Mortgages	Feb 2026 Sale Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422600 46.-2-29.52`

Property Details

APN / Parcel Number

Primary APN	`422600 46.-2-29.52`
Alternative APN	`260004600000020295200000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,376 sqft Total Area
1st Floor Area	1,008 sqft
2nd Floor Area	1,080 sqft
Upper Floors Area	288 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Other
Exterior Material	Composition/Composite
Lot Area	76,762 sqft (1.76 acres)
Lot Dimensions	308 ft deep x 249 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	862 S KELLEY RD
City	SCHENECTADY
State	NY
Zip	12306-6406
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	GR4
Legal Block	2
Legal Lot Number	29.520
Jurisdiction	SCHENECTADY NY
Township / Civil Division	PRINCETOWN
Census Block Group	2
Census Block	2006
Census Tract	33101

Owner

862 S Kelley Rd, a duplex, is owned by an individual who bought it in February 2026.

Source: Schenectady County and Princetown Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	923 S KELLEY RD, SCHENECTADY, NY 12306-6409
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Warranty Deed, Transfer
Jan 25, 2021	Warranty Deed, Transfer · Conventional with PMI TRUSTCO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2026 · Amount on File
Deed Sale	Feb 4, 2026 · Amount on File
Prior Sale	Jan 25, 2021 · Amount on File
Deed Document Number	20262552
Deed Book / Page	2165 / 863
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 4, 2026
Property Address	862 S KELLEY RD, SCHENECTADY, NY 12306-6406
Document Number	0000002552
Instrument Date	Dec 31, 2025
Instrument	202602552
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount on Record
Tax	$1,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	862 S KELLEY RD, SCHENECTADY, NY 12306-6406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 S KELLEY RD, SCHENECTADY, NY 12306-6409

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 25, 2021
Property Address	862 S KELLEY RD, SCHENECTADY, NY 12306-6406
Document Number	0000003228
Book / Page	002050 / 000760
Instrument Date	Jan 20, 2021
Instrument	3228
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	MARATHON TITLE AGENCY INC, MARATHON TITLE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,018.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17 SLATE FIELD LN CLINTON CORNERS NY 125143034, CLINTON CORNERS, NY 12514-3034

Mortgage

Document Number	3229
Date	Jan 25, 2021
Book Page	005063/000447
Instrument	3229

Lender

Name	TRUSTCO BK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 862 S Kelley Rd was $6,716, up 0.1% from the year before.

Source: Schenectady County and Princetown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Princetown Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,716.00 (+0.09%)
2025	$6,710.00	$77,000 Land $10,000 Building $67,000	$366,667 Land $47,619 Building $319,048
2023		$77,000 Land $10,000 Building $67,000	$317,526 Land $41,237 Building $276,289

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 862 S Kelley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 862 S Kelley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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