Harrison County property record for 862 Rustwood Dr, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,722 sqft · built 1969 |
| Owner | 2 Individual Names on Record |
| Last Sale | $79,900 (Mar 1999) |
| Tax Bill | $845 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1209D-02-008.000 |
| Primary APN | 1209D-02-008.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,722 sqft Adjusted Area |
| 1st Floor Area | 1,184 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1969 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Utility Building | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 007655 |
|---|---|
| Street Address | 862 RUSTWOOD DR |
| City | BILOXI |
| State | MS |
| Zip | 39532-4217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 116 BLK A SUNKIST MANOR 1ST ADD |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 14 |
| Legal Subdivision | SUNKIST MANOR SUBD 1ST ADD |
| Legal Block | A |
| Legal Lot Number | 116 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 3312 |
Source: Harrison County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 862 RUSTWOOD DR, BILOXI, MS 39532-4217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 1999 · Amount on Record |
| Deed Sale | Mar 26, 1999 · Amount on Record |
| Deed Document Number | 0000337469 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 862 RUSTWOOD DR, BILOXI, MS 39532-4217 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201903598TJ2 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 2019-03598-T-J2 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $845.00 (+14.19%) Homeowner's exemption Disabled Person's exemption | $10,249 (+9.11%) | $102,485 (+9.11%) Land $34,500 Building $67,985 |
| 2024 | $740.00 (+1.23%) | ||
| 2023 | $731.00 Homeowner's exemption Disabled Person's exemption | $9,393 | $93,925 Land $34,500 Building $59,425 |
| 2022 | $731.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 5 (2005–2020) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2020 · Hurricane Zeta |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CoastConnect.
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