862 Rumson Rd, Rochester, NY 14616 Property Records

Monroe County and Greece Town property record for 862 Rumson Rd, Rochester, NY 14616

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,950 sqft · built 1968
Lot Size	0.342 acres (14,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,000 (Sep 2014)
Tax Bill	$7,980 (2026)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262800 046.14-9-45`

Property Details

APN / Parcel Number

Primary APN	`262800 046.14-9-45`
Alternative APNs	`28000461400009045000` `01677630000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,950 sqft Living Area
1st Floor Area	975 sqft
2nd Floor Area	975 sqft
Game Room	Game Room

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	14,930 sqft (0.342 acres)
Lot Dimensions	186 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	560 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01677630000
Street Address	862 RUMSON RD
City	ROCHESTER
State	NY
Zip	14616-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND DIV L7 T2 RUMSON SUB 167-82 L3
Legal Subdivision	RUMSON SUBDIVISION
Legal Block	9
Legal Lot Number	45.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	1
Census Block	1000
Census Tract	13601

Owner

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	862 RUMSON RD, ROCHESTER, NY 14616-1208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2014 · Amount on Record
Deed Sale	Sep 10, 2014 · Amount on Record
Prior Sale	Feb 9, 2004 · Amount on Record
Deed Document Number	2014596
Deed Book / Page	11440 / 619
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	862 RUMSON RD, ROCHESTER, NY 14616-1208
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 RUMSON RD, GREECE, NY 14616-1208

Mortgage

Document Number	0000000770
Date	Aug 4, 2021
Book Page	29370/616
Instrument	202108040770

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	282 Months
Due	Feb 1, 2045

Tax Assessment & Valuation

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Greece Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,980.00 (+10.66%) Homeowner's exemption
2025	$7,211.00 (+21.79%)	$168,400 (-) Land $24,300 Building $144,100	$276,100 (+41%) Land $39,841 Building $236,259
2023		$168,400 (+14.17%) Land $24,300 Building $144,100	$195,814 (+14.18%) Land $28,256 Building $167,558
2022		$147,500 Land $27,000 Building $120,500	$171,500 Land $31,393 Building $140,107
2021	$5,921.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20