862 Ross Rd, Copperas Cove, TX 76522 Property Records

Coryell County property record for 862 Ross Rd, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,408 sqft · built 2018
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$300,321 (Feb 2026)
Tax Bill	$5,328 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-37-06-3444`

Property Details

APN / Parcel Number

Primary APN	`1-37-06-3444`
Alternative APN	`152118`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,408 sqft Living Area
Gross Area	2,807 sqft
1st Floor Area	1,249 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	136 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	862 ROSS RD
City	COPPERAS COVE
State	TX
Zip	76522-4465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEARTWOOD PARK PHS 2, BLOCK 3, LOT 3, ACRES .1653
Legal Subdivision	HEARTWOOD PARK PHS 2
Legal Phase	2
Legal Tract	3
Legal Block	3
Legal Lot Number	3
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	2
Census Block	2002
Census Tract	10603

Owner

Source: Coryell County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	862 ROSS RD, COPPERAS COVE, TX 76522-4465
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 13, 2023	Transfer on Death Deed, Transfer
Jun 22, 2021	Vendor's Lien, Transfer · VA Mortgage WELLS FARGO BANK NA
Apr 26, 2019	Vendor's Lien, Transfer · VA Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2026 · Amount on Record
Deed Sale	Feb 25, 2026 · Amount on Record
Prior Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	2026390895
Prior Transfer Date	Jan 9, 2023
Prior Transfer Doc	0000360440
Record Updated	Sep 20, 2026

February 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Feb 25, 2026
Property Address	862 ROSS RD, COPPERAS COVE, TX 76522-4465
Document Number	0000390895
Map Reference	SLS 927-928
Instrument Date	Feb 23, 2026
Instrument	390895
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 ROSS RD, COPPERAS COVE, TX 76522-4465
Investor	Possibly a Property Investor

Mortgage

Document Number	0000390896
Date	Feb 25, 2026
Instrument	390896

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CORYELL TX
Recording Date	Jan 13, 2023
Property Address	862 ROSS RD, COPPERAS COVE, TX 76522-4465
Document Number	0000360440
Map Reference	SL 927&928
Instrument Date	Jan 9, 2023
Instrument	360440
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	862 ROSS RD, COPPERAS COVE, TX 76522-4465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 ROSS RD, COPPERAS COVE, TX 76522-4465

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Jun 22, 2021
Property Address	862 ROSS RD, COPPERAS COVE, TX 76522-4465
Document Number	0000339614
Map Reference	SL 927&928
Instrument Date	Jun 18, 2021
Instrument	339614
Transaction Type	Transfer
Record Updated	Mar 16, 2026
Title Company	CATCO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 PARK VIEW BLVD, LA VISTA, NE 68128-3923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 ROSS RD, COPPERAS COVE, TX 76522-4465
Investor	Possibly a Property Investor

Mortgage

Document Number	0000339615
Date	Jun 22, 2021
Instrument	339615

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Apr 26, 2019
Property Address	862 ROSS RD, COPPERAS COVE, TX 76522-4465
Document Number	0000315887
Map Reference	DOC 301235
Instrument Date	Feb 14, 2019
Instrument	315887
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 STATE HIGHWAY 6 S, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 ROSS RD, COPPERAS COVE, TX 76522-4465

Mortgage

Document Number	0000315888
Date	Apr 26, 2019
Instrument	315888

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Copperas Cove City
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,328.00 (-3.27%)	$330,780 (-2.23%) Land $35,000 Building $295,780	$330,780 (-2.23%) Land $35,000 Building $295,780
2024	$5,508.00 (+8.25%)
2023	$5,088.00 (-20.67%)	$338,340 Land $35,000 Building $303,340	$338,340 Land $35,000 Building $303,340
2022	$6,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2015–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Altitude ISP, Metronet.

Nearby Properties on Ross Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures