Bergen County and River Vale Township property record for 862 Rivervale Rd, River Vale, NJ 07675
| Property Type | Single Family Home |
|---|---|
| Details | 2,888 sqft · built 1984 |
| Lot Size | 0.494 acres (21,523 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $620,000 (Sep 2021) |
| Tax Bill | $16,576 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-00301-01-00054-01 |
| Primary APN | 53-00301-01-00054-01 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,888 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 21,523 sqft (0.494 acres) |
| Lot Dimensions | 123 ft deep x 175 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 53003010000000541 |
|---|---|
| Street Address | 862 RIVERVALE RD |
| City | RIVER VALE |
| State | NJ |
| Zip | 07675-6123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 175X123 |
| Legal Subdivision | ALAYNA NORTH |
| Legal Block | 301 |
| Legal Lot Number | 54.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER VALE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 49001 |
Source: Bergen County and River Vale Township records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 862 RIVERVALE RD, RIVER VALE, NJ 07675-6123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Sep 9, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage LUXURY MORTGAGE CORP |
| Jan 29, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance COLUMBIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on Record |
| Deed Sale | Sep 9, 2021 · Amount on Record |
| Prior Sale | Jul 6, 1998 · Amount on Record |
| Deed Document Number | 2021142029 |
| Deed Book / Page | 4366 / 210 |
| Prior Transfer Date | Sep 29, 2016 |
| Prior Transfer Doc | 0024330552 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 862 RIVERVALE RD, RIVER VALE, NJ 07675-6123 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0051921104 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 5192/1104 |
| Instrument | 2024013633 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2044 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 9, 2021 |
| Property Address | 862 RIVERVALE RD, RIVER VALE, NJ 07675-6123 |
| Document Number | 0043660210 |
| Book / Page | 4366 / 210 |
| Instrument Date | Sep 1, 2021 |
| Instrument | 2021142029 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | SAFE LAND TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,397.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 CRESTWOOD RD, 20, PORT WASHINGTON, NY 11050-4405 |
| Name | Verified Name |
|---|---|
| Address | 862 RIVERVALE RD, RIVER VALE, NJ 07675-6123 |
| Document Number | 2021142030 |
|---|---|
| Date | Sep 9, 2021 |
| Instrument | 2021142030 |
| Name | LUXURY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 862 RIVERVALE RD, RIVER VALE, NJ 07675-6123 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034791713 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 3479/1713 |
| Instrument | 2020009388 |
| Name | COLUMBIA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | River Vale Township |
| Secondary School District | Pascack Valley Regional School District (09 - 12) |
| Elementary School District | River Vale Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $591,800 (-) Land $294,000 Building $297,800 | $591,800 (-) Land $294,000 Building $297,800 | |
| 2025 | $16,576.00 (+2.56%) | $591,800 (-) Land $294,000 Building $297,800 | $591,800 (-) Land $294,000 Building $297,800 |
| 2024 | $16,162.00 (+3.25%) | ||
| 2023 | $591,800 Land $294,000 Building $297,800 | $591,800 Land $294,000 Building $297,800 | |
| 2022 | $15,653.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 9 (1978–2024) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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