862 Ridge Dr, Elburn, IL 60119 Property Records

Kane County property record for 862 Ridge Dr, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,318 sqft · built 2001
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Apr 2022)
Tax Bill	$8,951 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-32-403-053`

Property Details

APN / Parcel Number

Primary APN	`08-32-403-053`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,318 sqft Living Area
Gross Area	4,005 sqft
Basement Area	1,159 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	862 RIDGE DR
City	ELBURN
State	IL
Zip	60119-7128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMS RIDGE UNIT 2, PHASE 2 - LOT 115
Legal Subdivision	WILLIAMS RIDGE
Legal Phase	2
Legal Block	2
Legal Lot Number	115
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	2
Census Block	2045
Census Tract	852408

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	862 RIDGE DR, ELBURN, IL 60119-7128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Special Warranty Deed, Subdivision Related Transfer · ARM INTERNATIONAL BANK OF CHICAGO
Dec 3, 2018	Grant Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Mar 7, 2014 · Amount on Record
Deed Document Number	202219628
Prior Transfer Date	Feb 3, 2014
Prior Transfer Doc	0000010896
Record Updated	Oct 29, 2026

April 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 11, 2022
Property Address	862 RIDGE DR, ELBURN, IL 60119-7128
Document Number	0000019628
Map Reference	DOC 2000K047351
Instrument Date	Mar 20, 2022
Instrument	2022K019628
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 18, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23975 PARK SORRENTO STE 300, 23975, CALABASAS, CA 91302-4012

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019629
Date	Apr 11, 2022
Instrument	2022K019629

Lender

Name	INTERNATIONAL BANK OF CHICAGO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	5.95%
Index	1-Year CMT
Max Rate	8.95%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Dec 3, 2018
Property Address	862 RIDGE DR, ELBURN, IL 60119-7128
Document Number	0000058132
Instrument Date	Nov 19, 2018
Instrument	58132
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	30601 AGOURA RD #200 AGOURA HILLS CA 913012148, 200, AGOURA HILLS, CA 91301-2148

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,951.00 (+1.97%) Homeowner's exemption	$116,943 (+8.43%) Land $22,393 Building $94,550	$350,969 (+8.43%) Land $67,206 Building $283,764
2024		$107,851 (+22.75%) Land $20,652 Building $87,199	$323,682 (+22.8%) Land $61,981 Building $261,702
2022	$8,778.00 (+4.03%)	$87,859 (+5.91%) Land $16,824 Building $71,035	$263,577 (+5.91%) Land $50,472 Building $213,105
2021	$8,438.00	$82,956 Land $15,885 Building $67,071	$248,868 Land $47,655 Building $201,213

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Watch TV, Xfinity.

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