Cook County property record for 862 Prospect Ave, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 3 ba · 3,992 sqft · built 1908 |
| Lot Size | 0.317 acres (13,797 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,200,000 (Sep 2011) |
| Tax Bill | $33,152 (2023) |
| Deeds & Mortgages | Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-17-402-015 |
| Primary APN | 05-17-402-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,992 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 13,797 sqft (0.317 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 862 PROSPECT AVE |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-1945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (WINNETKA) PARK (BLUFFS) SUB IN SEC17 20 & SEC 16-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 16 |
| Legal Subdivision | WINNETKA PARK BLUFFS |
| Legal Block | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 800400 |
862 Prospect Ave is owned and occupied by an individual who bought it in September 2011.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 862 PROSPECT AVE, WINNETKA, IL 60093-1945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2011 · Amount on File |
| Deed Sale | Sep 14, 2011 · Amount on File |
| Deed Document Number | 201142012 |
| Prior Transfer Date | Mar 13, 2002 |
| Prior Transfer Doc | 0000078476 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 862 PROSPECT AVE, WINNETKA, IL 60093-1945 |
| Document Number | 1712357017 |
| Instrument Date | Apr 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 862 PROSPECT AVE WINNETKA IL 600931945, WINNETKA, IL 60093-1945 |
| Document Number | 1712357017 |
|---|---|
| Date | May 3, 2017 |
| Instrument | 12357017 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | May 2, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $167,970 Land $37,252 Building $130,718 | $1,679,700 Land $372,520 Building $1,307,180 | |
| 2023 | $33,152.00 (+6.22%) | ||
| 2022 | $31,210.00 | $142,999 Land $45,530 Building $97,469 | $1,429,990 Land $455,300 Building $974,690 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 862 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1980–2019) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 862 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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