862 Pebble Crest Ln, Bartow, FL 33830 Property Records

Polk County property record for 862 Pebble Crest Ln, Bartow, FL 33830 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,812 sqft · built 2025
Lot Size0.162 acres (7,048 sqft)
Owner2 Individual Names on File
Last Sale$318,000 (Oct 2025)
Tax Bill$987 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-29-13-359370-001850

Property Details

APN / Parcel Number

Primary APN25-29-13-359370-001850
Alternative APN
  • 132925359370001850

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,812 sqft Living Area
Gross Area2,253 sqft
1st Floor Area1,812 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area7,048 sqft (0.162 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch

Location & Zoning

Street Address862 PEBBLE CREST LN
CityEAGLE LAKE
StateFL
Zip33839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE AT WINDSOR RESERVE PB 202 PGS 1-3 LOT 185
Legal SubdivisionVILLAGE AT WINDSOR RESERVE
Legal Lot Number185
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2063
Census Tract14600

Owner

Source: Polk County records · APN 25-29-13-359370-001850

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address862 PEBBLE CREST LN, BARTOW, FL 33830-6368
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 10, 2025 · Amount on Record
Deed SaleOct 10, 2025 · Amount on Record
Deed Document Number2025238904
Deed Book / Page13732 / 2100
Record UpdatedSep 20, 2026

October 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateOct 10, 2025
Property Address862 PEBBLE CREST LN, BARTOW, FL 33830-6368
Document Number0000238904
Book / Page13732 / 2100
Map ReferenceMB 202 PG 1-3
Instrument DateSep 17, 2025
Instrument2025238904
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 13, 2026
Title CompanyUNKNOWN, APOLLO TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,226.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4700 MILLENIA BLVD STE 290, 290, ORLANDO, FL 32839-6022

Transferred To (Grantee/Buyer)

NameVerified Name
Address862 PEBBLE CREST LN, BARTOW, FL 33830-6368

Mortgage

Document Number0137322105
DateOct 10, 2025
Instrument13732/2105
Lender
NameFIRST HERITAGE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityEagle Lake City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$987.00$50,000 Land $50,000$50,000 Land $50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050146002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 19 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force

Wildfire

Wildfire RiskModerate
above 67% of the US · above 44% of Florida
Wildfire LikelihoodAbout 1 in 398 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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