Polk County property record for 862 Pebble Crest Ln, Bartow, FL 33830 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,812 sqft · built 2025 |
| Lot Size | 0.162 acres (7,048 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $318,000 (Oct 2025) |
| Tax Bill | $987 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-29-13-359370-001850 |
| Primary APN | 25-29-13-359370-001850 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| Gross Area | 2,253 sqft |
| 1st Floor Area | 1,812 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,048 sqft (0.162 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Finished/Open Porch |
| Street Address | 862 PEBBLE CREST LN |
|---|---|
| City | EAGLE LAKE |
| State | FL |
| Zip | 33839 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE AT WINDSOR RESERVE PB 202 PGS 1-3 LOT 185 |
| Legal Subdivision | VILLAGE AT WINDSOR RESERVE |
| Legal Lot Number | 185 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 14600 |
Source: Polk County records · APN 25-29-13-359370-001850
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 862 PEBBLE CREST LN, BARTOW, FL 33830-6368 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on Record |
| Deed Sale | Oct 10, 2025 · Amount on Record |
| Deed Document Number | 2025238904 |
| Deed Book / Page | 13732 / 2100 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 10, 2025 |
| Property Address | 862 PEBBLE CREST LN, BARTOW, FL 33830-6368 |
| Document Number | 0000238904 |
| Book / Page | 13732 / 2100 |
| Map Reference | MB 202 PG 1-3 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 2025238904 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | UNKNOWN, APOLLO TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,226.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4700 MILLENIA BLVD STE 290, 290, ORLANDO, FL 32839-6022 |
| Name | Verified Name |
|---|---|
| Address | 862 PEBBLE CREST LN, BARTOW, FL 33830-6368 |
| Document Number | 0137322105 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 13732/2105 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Eagle Lake City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $987.00 | $50,000 Land $50,000 | $50,000 Land $50,000 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050146002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Wildfire Risk | Moderate above 67% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 398 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
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