862 Pebble Beach Ct, Union, MO 63084 Property Records

Franklin County property record for 862 Pebble Beach Ct, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,377 sqft · built 2017
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$2,188 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-3-06.1-0-022-249.000`

Property Details

APN / Parcel Number

Primary APN	`21-3-06.1-0-022-249.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,377 sqft Living Area

Exterior

Year Built	Built 2017
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	862 PEBBLE BEACH CT
City	UNION
State	MO
Zip	63084-4915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:270 ST ANDREWS PLACE PHASE V
Legal Range	01E
Legal Township	42
Legal Section	06
Legal Subdivision	ST ANDREWS PLACE
Legal Phase	5
Legal Block	22
Legal Lot Number	270
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1062
Census Tract	800606

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	862 PEBBLE BEACH CT, UNION, MO 63084-4915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage UNITED BK/UNION
Oct 24, 2019	Deed of Trust, Mortgage UNITED BK/UNION
Feb 1, 2017	Quit Claim Deed, Transfer FRANKLIN COUNTY TITLE
Jan 23, 2017	Quit Claim Deed, Mortgage UNITED BK/UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2017
Deed Sale	Jan 23, 2017
Deed Document Number	1700970
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	862 PEBBLE BEACH CT, UNION, MO 63084-4915
Document Number	0000001297
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 PEBBLE BEACH CT UNION MO 630844915, UNION, MO 63084-4915

Mortgage

Document Number	0000001297
Date	Jan 21, 2021
Instrument	1297

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 20, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	862 PEBBLE BEACH CT, UNION, MO 63084-4915
Document Number	0000014775
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 PEBBLE BEACH CT UNION MO 630844915, UNION, MO 63084-4915

Mortgage

Document Number	0000014775
Date	Oct 29, 2019
Instrument	14775

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 28, 2034

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 1, 2017
Property Address	862 PEBBLE BEACH CT, UNION, MO 63084-4915
Document Number	0000001536
Instrument Date	Jan 25, 2017
Instrument	1536
Transaction Type	Transfer
Record Updated	Feb 7, 2017
Title Company	FRANKLIN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 120 UNION MO 630840120, UNION, MO 63084-0120

January 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 23, 2017
Property Address	862 PEBBLE BEACH CT, UNION, MO 63084-4915
Document Number	0000000970
Instrument Date	Jan 20, 2017
Instrument	970
Transaction Type	Mortgage
Record Updated	Jan 26, 2017
Title Company	FRANKLIN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 PEBBLE BEACH CT UNION MO 630844915, UNION, MO 63084-4915

Mortgage

Document Number	971,
Date	Jan 23, 2017
Instrument	971

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,188.00 (+6.84%)	$36,699 (+7.74%)	$193,150 (+7.74%) Land $30,000 Building $163,150
2023	$2,048.00 (-7.66%)	$34,063	$179,280 Land $30,000 Building $149,280
2022	$2,218.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T.

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