Edgecombe County property record for 862 Oneal Rd, Whitakers, NC 27891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,468 sqft · built 1976 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,618 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 481329525100 |
| Primary APN | 481329525100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,468 sqft Base Area |
| 1st Floor Area | 1,468 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,609 sqft (1.07 acres) |
| Garage Type | Carport |
| Garage Area | 540 sqft |
| Carport | Carport |
| Carport Area | 540 sqft |
| Porch | Slab |
| Porch Area | 131 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 206235 |
|---|---|
| Street Address | 862 ONEAL RD |
| City | WHITAKERS |
| State | NC |
| Zip | 27891-8802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 862 ONEAL RD ADKINS LD |
| Jurisdiction | EDGECOMBE NC |
| Township / Civil Division | 5, LOWER FISHING CREEK |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 20700 |
Source: Edgecombe County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 862 ONEAL RD, WHITAKERS, NC 27891-8802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 3, 2013 |
| Transfer Doc | 0016040937 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EDGECOMBE NC |
| Property Address | 862 ONEAL RD, WHITAKERS, NC 27891-8802 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016551017 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 1655/1017 |
| Instrument | 003158700017 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | MOREHEAD CITY, NC 28557 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Edgecombe County assessment roll, as of December 11, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Edgecombe County |
| Unified School District | Edgecombe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Market Value |
|---|---|---|
| 2025 | $1,618.00 (+1.57%) | $149,763 (+40.2%) Land $17,120 Building $132,643 |
| 2024 | $1,593.00 (+35.23%) | |
| 2023 | $106,820 (-) Land $14,445 Building $92,375 | |
| 2022 | $106,820 Land $14,445 Building $92,375 | |
| 2019 | $1,178.00 |
Assessed market value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1999–2016) |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EDGECOMBE WATER & SEWER DISTRICT serves 14,485 people · EPA ID NC0433050 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 Haloacetic acids resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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