862 Olive Springs Rd, Soquel, CA 95073 Property Records

Santa Cruz County property record for 862 Olive Springs Rd, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 5,762 sqft · built 1994
Lot Size	23.1 acres (1,007,151 sqft)
Owner	Individual Name on File
Last Sale	$4,253,000 (Dec 2018)
Tax Bill	$46,638 (2025)
Deeds & Mortgages	May 2020 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`099-131-05`

Property Details

APN / Parcel Number

Primary APN	`099-131-05`
Alternative APN	`099-131-05-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	5,762 sqft Living Area
Gross Area	7,379 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,007,151 sqft
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	1,617 sqft
Parking Spaces	6 Parking Spaces
Deck Area	1,225 sqft
Patio Area	1,225 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	862 OLIVE SPRINGS RD
City	SOQUEL
State	CA
Zip	95073-9620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SU
Legal Subdivision	SOQUEL AUGMENTATION RHO
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1008
Census Tract	122001

Owner

862 Olive Springs Rd is owned and occupied by an individual who bought it in December 2018.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	860 OLIVE SPRINGS RD, 862, SOQUEL, CA 95073-9652
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 24, 2019	Grant Deed, Mortgage WELLS FARGO BK
Dec 3, 2018	Grant Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2018 · Amount on File
Deed Sale	Dec 3, 2018 · Amount on File
Prior Sale	Feb 11, 2005 · Amount on File
Deed Document Number	201835766
Prior Transfer Date	Mar 21, 2002
Prior Transfer Doc	0000021166
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	862 OLIVE SPRINGS RD, SOQUEL, CA 95073-9620
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	SOLIDIFI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018062
Date	May 27, 2020
Instrument	2020-0018062

Lender

Name	US BANK NA
Type	Bank
Address	SAN FRANCISCO, CA 94141

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 24, 2019
Property Address	862 OLIVE SPRINGS RD, SOQUEL, CA 95073-9620
Instrument Date	Sep 19, 2019
Instrument	28894
Transaction Type	Mortgage
Record Updated	Oct 9, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	860-862 OLIVE SPRINGS RD SOQUEL CA 950739652, SOQUEL, CA 95073-9652

Mortgage

Document Number	0000028894
Date	Sep 24, 2019
Instrument	28894

Lender

Name	WELLS FARGO BK
Type	Bank
Address	101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 3, 2018
Property Address	862 OLIVE SPRINGS RD, SOQUEL, CA 95073-9620
Document Number	0000035766
Instrument Date	Sep 21, 2018
Instrument	2018-0035766
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 OLIVE SPRINGS RD # 862, 862, SOQUEL, CA 95073-9652

Mortgage

Document Number	0000035767
Date	Dec 3, 2018
Instrument	2018-0035767

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 862 Olive Springs Rd was $46,638 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Mountain Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,567,554 (+8.81%) Land $3,525,204 Building $1,042,350
2025	$46,638.00 Homeowner's exemption	$4,197,698 Land $3,455,878 Building $741,820
2023	$44,017.00 (+1.28%) Homeowner's exemption	$4,034,696 Land $3,321,682 Building $713,014
2022	$43,462.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 862 Olive Springs Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	25 (1982–2023)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 11 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 862 Olive Springs Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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