NATIONS FIRST TITLE AGENCY, NATIONS DIRECT TITLE AGENCY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Estimated Sale Price
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants
Address
862 N VALLEY VIEW DR, PAYSON, UT 84651-9568
Mortgage
Document Number
0000047434,
Date
Jun 8, 2026
Instrument
202647434
Lender
Name
ADVANCED MORTGAGE INV COMPANY INC
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jul 1, 2056
Interest
Rate Type
Fixed Rate
Rate
6.23%
Initial Type
Fixed Rate
Max Rate
-1%
May 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
UTAH UT
Property Address
862 N VALLEY VIEW DR, PAYSON, UT 84651-9568
Transaction Type
Mortgage
Record Updated
Sep 22, 2023
Title Company
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000084888
Date
May 5, 2021
Instrument
84888:2021
Lender
Name
AMERISAVE MORTGAGE CORP
Type
Mortgage Company
Address
ATLANTA, GA 30305
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
177 Months
Due
Feb 1, 2036
August 2022: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
UTAH UT
Property Address
862 N VALLEY VIEW DR, PAYSON, UT 84651-9568
Transaction Type
Mortgage
Record Updated
Sep 22, 2023
Title Company
MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000088277
Date
Aug 8, 2022
Instrument
88277:2022
Lender
Name
UTAH COMMUNITY CU
Type
Credit Union
Address
PROVO, UT 84604
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
180 Months
Due
Aug 7, 2037
Interest
Rate Type
Adjustable Rate
Change Frequency
Monthly
February 2020: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
UTAH UT
Property Address
862 N VALLEY VIEW DR, ELK RIDGE, UT 84651-9568
Document Number
0000017719
Instrument Date
Feb 7, 2020
Transaction Type
Mortgage
Record Updated
Mar 6, 2020
Title Company
MERIDIAN TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
62 N VALLEY VIEW CIR ELK RIDGE UT 84651, ELK RIDGE, UT 84651
Mortgage
Document Number
0000017719
Date
Feb 12, 2020
Instrument
17719
Lender
Name
UTAH CMNTY CU
Address
PROVO, UT 84604
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
180 Months
Due
Feb 11, 2035
Interest
Rate Type
Adjustable Rate
September 2019: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
UTAH UT
Recording Date
Sep 20, 2019
Property Address
862 N VALLEY VIEW DR, ELK RIDGE, UT 84651-9568
Document Number
0000093903
Instrument Date
Sep 16, 2019
Instrument
093903:2019
Transaction Type
Transfer
Record Updated
May 12, 2022
Title Company
SOLIDIFI TITLE & CLOSING LLC
Transaction
Tax
$0.00
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
862 N VALLEY VIEW DR, ELK RIDGE, UT 84651-9568
Mortgage
Document Number
0000093904
Date
Sep 20, 2019
Instrument
093904:2019
Lender
Name
AMERISAVE MORTGAGE CORP
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
181 Months
Due
Oct 1, 2034
April 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
UTAH UT
Property Address
862 N VALLEY VIEW DR, ELK RIDGE, UT 84651-9568
Document Number
0000037027
Instrument Date
Apr 18, 2018
Transaction Type
Mortgage
Record Updated
Apr 30, 2018
Title Company
FIRST AMERICAN TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
862 N VALLEY VIEW DR ELK RIDGE UT 846519568, ELK RIDGE, UT 84651-9568
Mortgage
Document Number
0000037027
Date
Apr 23, 2018
Instrument
37027
Lender
Name
UTAH FIRST FCU
Type
Credit Union
Address
SALT LAKE CITY, UT 84111
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
360 Months
Due
Apr 22, 2048
Interest
Rate Type
Adjustable Rate
February 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
UTAH UT
Property Address
862 N VALLEY VIEW DR, ELK RIDGE, UT 84651-9568
Document Number
0000012640
Instrument Date
Feb 1, 2018
Transaction Type
Mortgage
Record Updated
Feb 13, 2018
Title Company
WFG LENDER SERVICES
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
862 N VALLEY VIEW DR PAYSON UT 846519568, PAYSON, UT 84651-9568
Mortgage
Document Number
0000012640
Date
Feb 8, 2018
Instrument
12640
Lender
Name
LOANDEPOT.COM LLC
Type
Funding / Finance Company
Address
FOOTHILL RANCH, CA 92610
Agreement
Amount
Amount on Record
Term
180 Months
Due
Feb 7, 2033
Tax Assessment & Valuation
The 2025 property tax bill for 862 N Valley View Dr was $3,710, up % from the year before.
Source: Utah County assessment roll, as of July 20, 2026
Property Jurisdictions
Type
Name
State
Utah
County
Utah County
Municipality
Elk Ridge City
Unified School District
Nebo School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$403,645 (+5.17%)
$733,900 (+5.17%)Land $257,000Building $476,900
2025
$3,710.00 (+0.03%)
$383,790
$697,800Land $233,700Building $464,100
2024
$3,709.00 (-2.34%)
2023
$3,798.00 (+5.53%)
$391,325
$711,500Land $216,100Building $495,400
2022
$3,599.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 862 N Valley View Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
7 in force
Nearby Flood Claims
1 (2019)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Aug 2019 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 862 N Valley View Dr is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
High above 72% of the US · above 61% of Utah
Wildfire Likelihood
0.3% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ELK RIDGE TOWN serves 5,510 people · EPA ID UTAH25031
Water Source
Groundwater
Last State Inspection
Oct 2023
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Verizon Fixed Wireless
300 / 20
Starlink Satellite
280 / 30
Rise Broadband Fixed Wireless
50 / 10
May also be available: AT&T, Beehive Broadband, CentraCom, CenturyLink, SenaWave, T-Mobile, Utah Broadband, Utah Telecommunication Open Infrastructure Agency, Xfinity.