862 N Cole Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 862 N Cole Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,655 sqft · built 1997
Lot Size	0.149 acres (6,482 sqft)
Owner	Individual Name on File
Last Sale	$235,500 (Jun 2016)
Tax Bill	$1,666 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Nov 2018 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-07-347`

Property Details

APN / Parcel Number

Primary APN	`304-07-347`
Alternative APN	`304073479`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,655 sqft Living Area
Gross Area	1,799 sqft
1st Floor Area	1,655 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,482 sqft (0.149 acres)
Parking Spaces	2 Parking Spaces
Pool Area	350 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	862 N COLE DR
City	GILBERT
State	AZ
Zip	85234-3052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	CAROL RAE RANCH MCR 395-24
Legal Range	6E
Legal Township	1S
Legal Section	2
Legal Subdivision	CAROL RAE RANCH
Legal Lot Number	305
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3010
Census Tract	422621

Owner

862 N Cole Dr is owned and occupied by an individual who acquired it in October 2018.

Source: Maricopa County records, as of June 4, 2026

Owner of Record	Individual Name on File
Mailing Address	862 N COLE DR, GILBERT, AZ 85234-3052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Nov 27, 2018	Deed of Trust, Mortgage · Line of Credit DESERT SCHOOLS FCU
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FIN'L
Oct 31, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2016 · Amount on File
Deed Sale	Jun 29, 2016 · Amount on File
Prior Sale	Aug 24, 2000 · Amount on File
Deed Document Number	2016455546
Last Transfer Date	Oct 24, 2018
Transfer Doc	0000815949
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	862 N COLE DR, GILBERT, AZ 85234-3052
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 N COLE DR, GILBERT, AZ 85234-3052

Mortgage

Document Number	0000040256
Date	Jan 25, 2024
Instrument	20240040256

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 24, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	862 N COLE DR, GILBERT, AZ 85234-3052
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000872088
Date	Nov 27, 2018
Instrument	20180872088

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	862 N COLE DR, GILBERT, AZ 85234-3052
Document Number	0001218955
Instrument Date	Dec 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	862 N COLE DR GILBERT AZ 852343052, GILBERT, AZ 85234-3052

Mortgage

Document Number	0001218955
Date	Dec 10, 2020
Instrument	1218955

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 31, 2018
Property Address	862 N COLE DR, GILBERT, AZ 85234-3052
Document Number	0000815949
Instrument Date	Oct 24, 2018
Instrument	815949
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	862 N COLE DR GILBERT AZ 852343052, GILBERT, AZ 85234-3052

Tax Assessment & Valuation

The 2025 property tax bill for 862 N Cole Dr was $1,666.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,720 (+98.11%)	$437,200 (+6.32%) Land $87,400 Building $349,800
2025	$1,666.00	$22,069 (-49.45%)	$411,200 (-5.82%) Land $82,200 Building $329,000
2024		$43,660 (+20.21%)	$436,600 (+20.21%) Land $87,300 Building $349,300
2023	$1,672.00 (+3.21%)	$36,320 Land $7,260 Building $29,060	$363,200 Land $72,600 Building $290,600
2022	$1,620.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 862 N Cole Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 862 N Cole Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20

May also be available: Verizon.

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