862 N 8th St, Seward, NE 68434 Property Records

Seward County property record for 862 N 8th St, Seward, NE 68434

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 960 sqft · built 1918
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Jul 2022)
Tax Bill	$1,503 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`800090179`

Property Details

APN / Parcel Number

Primary APN	`800090179`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Metal
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	110 ft deep x 53.4 ft wide
Garage Type	Detached
Garage Area	264 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	192 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	862 N 8TH ST
City	SEWARD
State	NE
Zip	68434-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	SEWARD MARY R SPEAR'S ADDITION BLOCK 5 LOT 14
Legal Subdivision	MARY R SPEAR'S ADDITION
Legal Block	5
Legal Lot Number	14
Jurisdiction	SEWARD NE
Township / Civil Division	SEWARD
Census Block Group	2
Census Block	2016
Census Tract	960200

Owner

862 N 8th St is owned and occupied by two individuals who bought it in July 2022.

Source: Seward County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	862 N 8TH ST, SEWARD, NE 68434-1426
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Feb 23, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 12, 2022	Warranty Deed, Transfer · FHA Mortgage CITY BANK & TRUST
Aug 24, 2017	Deed of Trust, Mortgage JONES NATIONAL BANK & TRUST CO OF SEWARD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2022 · Amount on File
Deed Sale	Jul 12, 2022 · Amount on File
Prior Sale	Nov 1, 2011 · Amount on File
Deed Document Number	20221907
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Recording Date	Jun 4, 2026
Property Address	862 N 8TH ST, SEWARD, NE 68434-1426
Document Number	0000001340
Instrument Date	May 8, 2026
Instrument	20261340
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 N 8TH ST, SEWARD, NE 68434-1426

Mortgage

Document Number	0000001340,
Date	Jun 4, 2026
Instrument	20261340

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Jul 1, 2052

Interest

Rate	6.37%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Property Address	862 N 8TH ST, SEWARD, NE 68434-1426
Transaction Type	Mortgage
Record Updated	Mar 12, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 N 8TH ST, SEWARD, NE 68434-1426

Mortgage

Document Number	0202400289
Date	Feb 23, 2024
Instrument	202400289

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	341 Months
Due	Jul 1, 2052

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Property Address	862 N 8TH ST, SEWARD, NE 68434-1426
Transaction Type	Mortgage
Record Updated	Oct 25, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 N 8TH ST, SEWARD, NE 68434-1426

Mortgage

Document Number	0202301993
Date	Oct 3, 2023
Instrument	202301993

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jul 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEWARD NE
Recording Date	Jul 12, 2022
Property Address	862 N 8TH ST, SEWARD, NE 68434-1426
Document Number	0202201907
Instrument Date	Jun 22, 2022
Instrument	202201907
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	HOMESERVICES TITLE, HOME SERVICES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202201908
Date	Jul 12, 2022
Instrument	202201908

Lender

Name	CITY BANK & TRUST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Property Address	862 N 8TH ST, SEWARD, NE 68434-1426
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201702049
Date	Aug 24, 2017
Instrument	201702049

Lender

Name	JONES NATIONAL BANK & TRUST CO OF SEWARD
Type	Bank
Address	SEWARD, NE 68434

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 862 N 8th St was $1,503.

Source: Seward County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Seward County
Municipality	Seward City
Unified School District	Seward Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,503.00	$139,770 Land $16,500 Building $123,270	$139,770 Land $16,500 Building $123,270
2023	$1,700.00	$116,903 Land $15,027 Building $101,876	$116,903 Land $15,027 Building $101,876

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 862 N 8th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 862 N 8th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SEWARD serves 7,700 people · EPA ID NE3115905
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Great Plains Communications, Nextlink.

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