862 N 1st St, Elburn, IL 60119 Property Records

Kane County property record for 862 N 1st St, Elburn, IL 60119

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,342 sqft · built 1997
Owner2 Individual Names on Record
Last Sale$280,000 (Feb 2026)
Tax Bill$5,971 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-32-301-032

Property Details

APN / Parcel Number

Primary APN08-32-301-032

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,342 sqft Living Area
Gross Area2,150 sqft
Basement Area577 sqft

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleCondo/Apartment
Exterior MaterialCombination
Garage TypeAttached
Garage Area231 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address862 N 1ST ST
CityELBURN
StateIL
Zip60119-8972
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPRAIRIE VALLEY NORTH CONDO - UNIT 862
Legal SubdivisionPRAIRIE VALLEY NORTH CONDO
Legal Block2
Legal Unit862
JurisdictionKANE IL
Township / Civil DivisionCAMPTON
Census Block Group2
Census Block2054
Census Tract852408

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1300 N PEBBLE BEACH CIR, 201, GLENDALE HEIGHTS, IL 60139-3621
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2026 · Amount on Record
Deed SaleFeb 4, 2026 · Amount on Record
Prior SaleDec 29, 2011 · Amount on Record
Deed Document Number20264671
Prior Transfer DateJan 22, 1997
Prior Transfer Doc0000007705
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateFeb 4, 2026
Property Address862 N 1ST ST, ELBURN, IL 60119-8972
Document Number0000004671
Map ReferenceDOC 96K062707
Instrument DateJan 29, 2026
Instrument2026K004671
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 12, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$280.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address224 CALKINS DR, SUGAR GROVE, IL 60554-5214

Transferred To (Grantee/Buyer)

NameVerified Name
Address862 N 1ST ST, ELBURN, IL 60119-8972

Mortgage

Document Number0000004672
DateFeb 4, 2026
Instrument2026K004672
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056
Interest
Rate6.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionCampton Township
MunicipalityElburn Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,971.00 (+2.37%)$72,069 (+8.43%) Land $7,111 Building $64,958$216,294 (+8.43%) Land $21,342 Building $194,952
2024$5,833.00 (+7.09%)$66,466 (+22.76%) Land $6,558 Building $59,908$199,478 (+22.8%) Land $19,682 Building $179,796
2022$5,447.00 (+3.85%)$54,145 (+5.91%) Land $5,342 Building $48,803$162,435 (+5.91%) Land $16,026 Building $146,409
2021$5,245.00$51,124 Land $5,044 Building $46,080$153,372 Land $15,132 Building $138,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELBURN
serves 6,559 people · EPA ID IL0890300
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon, Xfinity.

Nearby Properties on N 1st St

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