862 Michelle Ave, Ashland, OR 97520 Property Records

Jackson County property record for 862 Michelle Ave, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,176 sqft · built 1980
Lot Size	0.21 acres (9,148 sqft)
Owner	Trust Name on File
Last Sale	$315,750 (Mar 2017)
Tax Bill	$3,564 (2025)
Deeds & Mortgages	May 2020 Mortgage Mar 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`391E04BB1400`

Property Details

APN / Parcel Number

Primary APN	`391E04BB1400`
Alternative APNs	`391E04BB01400` `10626948`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1987
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Patio Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	862 MICHELLE AVE
City	ASHLAND
State	OR
Zip	97520-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7.5
Legal Range	01E
Legal Township	39S
Legal Section	04
Legal Quarter	2
Legal Subdivision	THE OLD HELMAN RANCH SUBDIVISION
Legal Block	1
Legal Lot Number	1
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1010
Census Tract	1802

Owner

862 Michelle Ave is owner-occupied and held in a trust since March 2019.

Source: Jackson County records, as of August 19, 2026

Owner of Record	Trust Name on File
Mailing Address	862 MICHELLE AVE, ASHLAND, OR 97520-1020
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Mar 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 10, 2017	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2017 · Amount on File
Deed Sale	Mar 10, 2017 · Amount on File
Deed Document Number	20177906
Last Transfer Date	Mar 8, 2019
Transfer Doc	0000006277
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	862 MICHELLE AVE, ASHLAND, OR 97520-1020
Document Number	0000020438
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	862 MICHELLE AVE ASHLAND OR 975201020, ASHLAND, OR 97520-1020

Mortgage

Document Number	0000020438
Date	Jun 19, 2020
Instrument	20438

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	725 SUMMER ST NE # B, SALEM, OR 97301-1266

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON OR
Recording Date	Mar 11, 2019
Property Address	862 MICHELLE AVE, ASHLAND, OR 97520-1020
Document Number	0000006277
Instrument Date	Mar 8, 2019
Instrument	6277
Transaction Type	Transfer
Record Updated	Mar 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	862 MICHELLE AVE ASHLAND OR 975201020, ASHLAND, OR 97520-1020

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Mar 10, 2017
Property Address	862 MICHELLE AVE, ASHLAND, OR 97520-1020
Document Number	0000007906
Instrument Date	Mar 9, 2017
Instrument	2017-007906
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	TICOR TITLE CO OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 MICHELLE AVE, ASHLAND, OR 97520-1020

Mortgage

Document Number	0000007907
Date	Mar 10, 2017
Instrument	2017-007907

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 862 Michelle Ave was $3,564, up 2.1% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,790 (+3%)	$443,380 (+1.21%) Land $244,760 Building $198,620
2025	$3,564.00 (+2.15%)	$225,040 (+3%) Land $112,740 Building $112,300	$438,090 (+3.08%) Land $232,600 Building $205,490
2024	$3,489.00 (+3.38%)	$218,490 (+3%) Land $109,460 Building $109,030	$425,020 (-2.79%) Land $232,600 Building $192,420
2023	$3,375.00 (+3.31%)	$212,130 (+3%) Land $106,280 Building $105,850	$437,220 (+4.2%) Land $278,580 Building $158,640
2022	$3,267.00	$205,960 Land $103,190 Building $102,770	$419,610 Land $288,220 Building $131,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 862 Michelle Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 862 Michelle Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 87% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: CenturyLink, Hunter Communications.

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