862 McEllen Way, Lafayette, CA 94549 Property Records

Contra Costa County property record for 862 McEllen Way, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,468 sqft · built 1964
Lot Size	0.457 acres (19,920 sqft)
Owner	2 Trust Names on File
Last Sale	$4,015,000 (May 2026)
Tax Bill	$20,890 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`234-070-035-6`

Property Details

APN / Parcel Number

Primary APN	`234-070-035-6`
Alternative APN	`234-070-035`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,468 sqft Living Area
1st Floor Area	3,468 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1977
Lot Area	19,920 sqft (0.457 acres)
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	862 MCELLEN WAY
City	LAFAYETTE
State	CA
Zip	94549-5137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	REC OF SURV 26 LSM 2 POR PCL C
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2002
Census Tract	349000

Owner

862 McEllen Way is owner-occupied and held in a trust since May 2026.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	862 MCELLEN WAY, LAFAYETTE, CA 94549-5137
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
May 8, 2026	Grant Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
Nov 22, 2019	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Prior Sale	Oct 15, 2010 · Amount on File
Deed Document Number	202648351
Prior Transfer Date	Apr 30, 2008
Prior Transfer Doc	0000128490
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	862 MCELLEN WAY, LAFAYETTE, CA 94549-5137
Transaction Type	Mortgage
Record Updated	May 20, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 MCELLEN WAY, LAFAYETTE, CA 94549-5137

Mortgage

Document Number	0000334904
Date	Dec 9, 2021
Instrument	2021-334904

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	1.87%
Type Change Date	Jan 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	6.87%
Index	Other
Max Rate	6.87%

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 8, 2026
Property Address	862 MCELLEN WAY, LAFAYETTE, CA 94549-5137
Document Number	0000048351
Instrument Date	Apr 25, 2026
Instrument	2026.48351
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$446,066.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	862 MCELLEN WAY, LAFAYETTE, CA 94549-5137

Mortgage

Document Number	0000048352,
Date	May 8, 2026
Instrument	2026.48352

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	862 MCELLEN WAY, LAFAYETTE, CA 94549-5137
Document Number	0000217964
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	862 MCELLEN WAY LAFAYETTE CA 945495137, LAFAYETTE, CA 94549-5137

Mortgage

Document Number	0000217964
Date	Dec 5, 2019
Instrument	217964

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 862 McEllen Way was $20,890.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,766,572 (+2%) Land $1,225,120 Building $541,452
2025	$20,890.00 Homeowner's exemption	$1,731,935 Land $1,201,099 Building $530,836
2023	$20,180.00 (+1.55%) Homeowner's exemption	$1,664,684 Land $1,154,460 Building $510,224
2022	$19,872.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 862 McEllen Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1982–2023)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 862 McEllen Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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