862 McCormick Ridge Rd, Moss, TN 38575 Property Records

Clay County property record for 862 McCormick Ridge Rd, Moss, TN 38575

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1970
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Oct 2024)
Tax Bill	$458 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage Apr 2010 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014027 00200`

Property Details

APN / Parcel Number

Primary APN	`014027 00200`
Alternative APN	`027 00200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Street Address	862 MCCORMICK RIDGE RD
City	MOSS
State	TN
Zip	38575-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: R01
Jurisdiction	CLAY TN
Township / Civil Division	2
Census Block Group	2
Census Block	2013
Census Tract	955100

Owner

Source: Clay County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14581 CLAY COUNTY HWY, RED BLNG SPGS, TN 37150-6232
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2024	Warranty Deed, Transfer · Conventional Mortgage MACON BANK & TRUST COMPANY
Apr 8, 2010	Deed, Transfer
Apr 6, 2010	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2024 · Amount on Record
Deed Sale	Oct 11, 2024 · Amount on Record
Prior Sale	Oct 13, 1969
Deed Document Number	20241119
Deed Book / Page	127 / 67
Transfer Doc	000095/268
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY TN
Recording Date	Oct 8, 2024
Property Address	862 MCCORMICK RIDGE RD, MOSS, TN 38575-6214
Document Number	00WD127/43
Book / Page	WD127 / 43
Instrument Date	Oct 7, 2024
Instrument	24001098
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 MCCORMICK RIDGE RD, MOSS, TN 38575-6214

Mortgage

Document Number	0024001099
Date	Oct 8, 2024
Instrument	24001099

Lender

Name	MACON BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

April 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY TN
Recording Date	Apr 8, 2010
Property Address	862 MCCORMICK RIDGE RD, MOSS, TN 38575-6214
Document Number	000095/268
Book / Page	95 / 268
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14581 CLAY COUNTY HWY, RED BOILING SPRINGS, TN 37150-6232

April 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY TN
Recording Date	Apr 6, 2010
Property Address	862 MCCORMICK RIDGE RD, MOSS, TN 38575-6214
Document Number	000095/271
Book / Page	95 / 271
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14581 CLAY COUNTY HWY, RED BOILING SPRINGS, TN 37150-6232

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$458.00	$17,625 (-) Land $1,375 Building $16,250
2023		$17,625 (-) Land $1,375 Building $16,250
2022	$458.00	$17,625 Land $1,375 Building $16,250	$70,500 Land $5,500 Building $65,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST CLAY COUNTY UTILITY serves 4,437 people · EPA ID TN0000573
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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