862 Mary Dr, Lapeer, MI 48446 Property Records

Lapeer County property record for 862 Mary Dr, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,640 sqft · built 1978
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$185,900 (Sep 2020)
Tax Bill	$2,036 (2025)
Deeds & Mortgages	Sep 2020 Sale Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012-542-038-00`

Property Details

APN / Parcel Number

Primary APN	`012-542-038-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,640 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft
Flooring	Carpet

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	27,007 sqft (0.62 acres)
Lot Dimensions	200 ft deep x 135 ft wide
Garage Area	624 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	862 MARY DR
City	LAPEER
State	MI
Zip	48446-3419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SEC 1 T7N R10E ROLLING ACRES #2 LOT 38.
Legal Range	10E
Legal Township	07N
Legal Section	01
Legal Subdivision	ROLLING ACRES 2
Legal Lot Number	38
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2000
Census Tract	338000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	862 MARY DR, LAPEER, MI 48446-3419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Warranty Deed, Transfer PARKS TITLE
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN ST HSNG DEV AUTH
Mar 24, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
May 10, 2017	Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	Sep 22, 2020 · Amount on Record
Deed Book / Page	3131 / 103
Prior Transfer Date	Feb 27, 2008
Prior Transfer Doc	0023140825
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 22, 2020
Property Address	862 MARY DR, LAPEER, MI 48446-3419
Document Number	0031310103
Book / Page	3131 / 103
Map Reference	LB 4 PG 5
Instrument Date	Sep 11, 2020
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	PARKS TITLE

Transaction

Amount	Amount Recorded
Tax	$1,395.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1331 N DIXIE DOWNS RD UNIT 166, 1331, SAINT GEORGE, UT 84770-5327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2562 STAIR ST, DETROIT, MI 48209-1210

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	862 MARY DR, LAPEER, MI 48446-3419
Document Number	0031300245
Instrument Date	Sep 11, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2562 STAIR ST DETROIT MI 482091210, DETROIT, MI 48209-1210

Mortgage

Document Number	0031300245
Date	Sep 17, 2020
Book Page	003130/000245

Lender

Name	MICHIGAN ST HSNG DEV AUTH
Address	LANSING, MI 48912

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	862 MARY DR, LAPEER, MI 48446-3419
Document Number	0030920655
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	862 MARY DR LAPEER MI 484463419, LAPEER, MI 48446-3419

Mortgage

Document Number	0030920655
Date	Apr 15, 2020
Book Page	003092/000655

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	May 10, 2017
Property Address	862 MARY DR, LAPEER, MI 48446-3419
Document Number	0028920991
Book / Page	002892 / 000991
Instrument Date	Apr 28, 2017
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2731 PINE LAKES DR W LAPEER MI 484464508, LAPEER, MI 48446-4508

Mortgage

Document Number	28920993
Date	May 10, 2017
Book Page	002892/000993

Lender

Name	MICHIGAN MUTUAL
Type	Funding / Finance Company
Address	PORT HURON, MI 48060

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2047

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Lapeer Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,400 (-13.28%)	$186,800 (-13.28%)
2025	$2,036.00 (+13.36%) Homeowner's exemption	$107,700 (+7.38%)	$215,400 (+7.38%)
2023		$100,300	$200,600
2022	$1,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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