Wayne County property record for 862 Loraine St, Grosse Pointe, MI 48230
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,395 sqft · built 1928 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,851 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 37 003 02 0092 000 |
| Primary APN | 37 003 02 0092 000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,395 sqft Living Area |
| 1st Floor Area | 1,267 sqft |
| Basement Area | 867 sqft |
| Unfinished Basement | 867 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Ranch |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 105 ft deep x 60 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 862 LORAINE ST |
|---|---|
| City | GROSSE POINTE |
| State | MI |
| Zip | 48230-1238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-B |
| Legal Description | CYM92 LOT 92 THE POINTE LAND COS SUB PC 506 564 L36 P11 WCR K 61.23 |
| Legal Subdivision | THE POINTE LAND COS |
| Legal Lot Number | 92 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | GROSSE POINTE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 550400 |
862 Loraine St is owned and occupied by an individual who acquired it in November 2017.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 862 LORAINE ST, GROSSE POINTE, MI 48230-1238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 16, 2017 |
| Transfer Doc | 0540840119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Nov 22, 2017 |
| Property Address | 862 LORAINE ST, GROSSE POINTE, MI 48230-1238 |
| Document Number | 0540840119 |
| Book / Page | 54084 / 0119 |
| Map Reference | LB36 PG11 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 2017368964 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 862 LORAINE ST, 862, GROSSE POINTE, MI 48230-1238 |
| Name | Verified Name |
|---|---|
| Address | 862 LORAINE ST, GROSSE POINTE, MI 48230-1238 |
| Document Number | 2017368965 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 2017368965 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2032 |
The 2025 property tax bill for 862 Loraine St was $6,851 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Grosse Pointe City |
| Unified School District | Grosse Pointe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $251,200 (+1.66%) | $502,400 (+1.66%) | |
| 2025 | $6,851.00 Homeowner's exemption | $247,100 | $494,200 |
| 2023 | $6,112.00 Homeowner's exemption | $194,900 | $389,800 |
| 2020 | $5,878.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 862 Loraine St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 862 Loraine St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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