862 Locust St, Middletown, IN 47356 Property Records

Henry County property record for 862 Locust St, Middletown, IN 47356

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,620 sqft · built 1982
Lot Size0.324 acres (14,113 sqft)
OwnerIndividual Name on File
Tax Bill$966 (2025)
Deeds & MortgagesJul 2022 Transfer
Oct 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN33-02-31-420-120.000-006

Property Details

APN / Parcel Number

Primary APN33-02-31-420-120.000-006
Alternative APNs
  • 00001116699
  • 0221122010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,620 sqft Living Area
1st Floor Area2,620 sqft
Basement Area838 sqft
Unfinished Basement838 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialOther
Lot Area14,113 sqft (0.324 acres)
Lot Dimensions170 ft deep x 83 ft wide
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00001116699
Street Address862 LOCUST ST
CityMIDDLETOWN
StateIN
Zip47356-1321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMUNICIPAL ADD LOT 165
Legal SubdivisionMUNICIPAL ADD
Legal Lot Number165
JurisdictionHENRY IN
Township / Civil DivisionFALL CREEK
Census Block Group4
Census Block4023
Census Tract975800

Owner

862 Locust St is owned and occupied by an individual who acquired it in October 2020.

Source: Henry County records, as of June 19, 2026

Owner of RecordIndividual Name on File
Mailing Address862 LOCUST ST, MIDDLETOWN, IN 47356-1321
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2022Transfer on Death Deed, Transfer
Oct 13, 2020Affidavit of Death of Joint Tenant, Transfer
Sep 18, 2020Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2020
Deed SaleOct 13, 2020
Deed Document Number20206572
Record UpdatedSep 20, 2026

July 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHENRY IN
Recording DateJul 28, 2022
Property Address862 LOCUST ST, MIDDLETOWN, IN 47356-1321
Document Number0202205147
Instrument DateJul 27, 2022
Instrument202205147
Transaction TypeTransfer
Record UpdatedMay 17, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address862 LOCUST ST, MIDDLETOWN, IN 47356-1321

Transferred To (Grantee/Buyer)

NameVerified Name
Address79 HARDEN DRIVE, MIDDLETOWN, IN 47356

October 2020: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionHENRY IN
Recording DateOct 13, 2020
Property Address862 LOCUST ST, MIDDLETOWN, IN 47356-1321
Document Number0202006572
Instrument DateOct 13, 2020
Instrument202006572
Transaction TypeTransfer
Record UpdatedMay 17, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address862 LOCUST ST, MIDDLETOWN, IN 47356-1321

September 2020: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHENRY IN
Recording DateSep 18, 2020
Property Address862 LOCUST ST, MIDDLETOWN, IN 47356-1321
Document Number0202005921
Instrument DateSep 17, 2020
Instrument202005921
Transaction TypeTransfer
Record UpdatedMay 17, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address862 LOCUST ST, MIDDLETOWN, IN 47356-1321

Tax Assessment & Valuation

The 2025 property tax bill for 862 Locust St was $966 with a homeowner's exemption, up 3.3% from the year before.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHenry County
County SubdivisionFall Creek Township
MunicipalityMiddletown Town
Unified School DistrictShenandoah School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$966.00 (+3.32%) Homeowner's exemption$161,800 Land $21,000 Building $140,800$161,800 Land $21,000 Building $140,800
2024$935.00 (+1.96%)
2023$917.00 (-21.62%)$137,100 (+15.5%) Land $21,000 Building $116,100$137,100 (+15.5%) Land $21,000 Building $116,100
2022$1,170.00$118,700 Land $21,000 Building $97,700$118,700 Land $21,000 Building $97,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 862 Locust St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective March 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 862 Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLETOWN WATER UTILITY
serves 2,050 people · EPA ID IN5233008
Water SourceGroundwater
Last State InspectionJul 2023
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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