862 Iris St, Sebastian, FL 32958 Property Records

Indian River County property record for 862 Iris St, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,754 sqft · built 2021
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jul 2025)
Tax Bill	$3,750 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Sep 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-14-00002-1530-00011.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-14-00002-1530-00011.0`
Alternative APN	`20083`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	1,754 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	720 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	20083
Street Address	862 IRIS ST
City	SEBASTIAN
State	FL
Zip	32958-8216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HIGHLANDS UNIT 05 BLK 153 LOT 11 PBI 5-102
Legal Range	38
Legal Township	31
Legal Section	14
Legal Subdivision	SEBASTIAN HIGHLANDS UNIT 5
Legal Block	153
Legal Lot Number	11
Legal Unit	5
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1034
Census Tract	50807

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	862 IRIS ST, SEBASTIAN, FL 32958-8216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPACE COAST CU
Sep 24, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC
Nov 8, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Sep 28, 2017	Warranty Deed, Transfer ALLIANCE TITLE TREASURE COAST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2025 · Amount on Record
Deed Sale	Jul 10, 2025 · Amount on Record
Prior Sale	Sep 24, 2021 · Amount on Record
Deed Document Number	3120250033944
Deed Book / Page	3789 / 105
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	862 IRIS ST, SEBASTIAN, FL 32958-8216
Transaction Type	Mortgage
Record Updated	Aug 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 IRIS ST, SEBASTIAN, FL 32958-8216

Mortgage

Document Number	0036370677
Date	Jul 21, 2023
Book Page	3637/677
Instrument	3120230036787

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 25, 2043

September 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 24, 2021
Property Address	862 IRIS ST, SEBASTIAN, FL 32958-8216
Document Number	0034670542
Book / Page	3467 / 542
Map Reference	MB 5 PG 102
Instrument Date	Sep 22, 2021
Instrument	3120210067360
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 14, 2023
Title Company	MOSLEY AND WALLIS TITLE SERVICES, MOSLEY & WALLIS TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,873.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 IRIS ST, SEBASTIAN, FL 32958-8216

Mortgage

Document Number	0003467543
Date	Sep 24, 2021
Instrument	3467/543

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 8, 2018
Property Address	862 IRIS ST, SEBASTIAN, FL 32958-8216
Document Number	0031620035
Book / Page	003162 / 000035
Instrument Date	Nov 8, 2018
Instrument	67986
Transaction Type	Transfer
Record Updated	Nov 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$252.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 28, 2017
Property Address	862 IRIS ST, SEBASTIAN, FL 32958-8216
Document Number	0030581574
Book / Page	003058 / 001574
Instrument Date	Sep 26, 2017
Instrument	55889
Transaction Type	Transfer
Record Updated	Oct 20, 2017
Title Company	ALLIANCE TITLE TREASURE COAST

Transaction

Amount	Amount Recorded
Tax	$98.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 DICKENS AVE SEBASTIAN FL 329584520, SEBASTIAN, FL 32958-4520

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,750.00 (+18%)	$234,962 (+5.99%)	$325,408 (+6.78%) Land $61,200 Building $264,208
2023	$3,178.00 (+4.64%)	$221,689 (+3%)	$304,737 (+16.73%) Land $45,900 Building $258,837
2022	$3,037.00	$215,232	$261,052 Land $34,680 Building $226,372

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	6 (1979–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2017
Claims by Event	Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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