Oakland County property record for 862 Hannah Dr, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,215 sqft · built 1957 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Oct 2025) |
| Tax Bill | $2,434 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Apr 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-03-277-004 |
| Primary APN | 88-20-03-277-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,215 sqft Living Area |
| 1st Floor Area | 1,215 sqft |
| Basement Area | 1,215 sqft |
| Unfinished Basement | 1,215 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Roof Type | Gable |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 216 ft deep x 100 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 55 sqft |
| Deck Area | 118 sqft |
| Patio Area | 118 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 862 HANNAH DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-1639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 3 CLARK ESTATES LOT 61 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 3 |
| Legal Subdivision | CLARK ESTATES |
| Legal Lot Number | 61 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 196200 |
Source: Oakland County assessment roll, APN 88-20-03-277-004, as of February 4, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2934 N VERMONT AVE, ROYAL OAK, MI 48073-3527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 08, 2025 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE EXPRESS |
| Apr 21, 2021 | Intrafamily Transfer, Transfer |
| Feb 20, 2019 | Trustee's Deed, Construction Loan · Line of Credit MAIN STREET BK |
| Feb 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN & THE CNTY OF OAKLAND |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 08, 2025 · Amount on Record |
| Deed Sale | Oct 08, 2025 · Amount on Record |
| Prior Sale | May 29, 2002 |
| Deed Document Number | 2025127277 |
| Deed Book / Page | 60600 / 20 |
| Prior Transfer Date | Apr 08, 2021 |
| Prior Transfer Doc | 0000107167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 08, 2025 |
| Property Address | 862 HANNAH DR, TROY, MI 48085-1639 |
| Document Number | 0000127277 |
| Book / Page | 60600 / 20 |
| Map Reference | LB 69 PG 9 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 127277 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,362.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 862 HANNAH DR, TROY, MI 48085-1639 |
| Name | Verified Name |
|---|---|
| Address | 2934 N VERMONT AVE, ROYAL OAK, MI 48073-3527 |
| Document Number | 0060580501 |
|---|---|
| Date | Oct 08, 2025 |
| Instrument | 60580/501 |
| Name | MORTGAGE EXPRESS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 21, 2021 |
| Property Address | 862 HANNAH DR, TROY, MI 48085-1639 |
| Document Number | 0000107167 |
| Book / Page | 56110 / 4 |
| Map Reference | LB 69 PG 9 |
| Instrument Date | Apr 08, 2021 |
| Instrument | 107167 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 862 HANNAH DR, TROY, MI 48085-1639 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 20, 2019 |
| Property Address | 862 HANNAH DR, TROY, MI 48085-1639 |
| Book / Page | 052586 / 000823 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 23443 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 05, 2019 |
| Name | Verified Name |
|---|---|
| Address | 862 HANNAH DR TROY MI 480851639, TROY, MI 48085-1639 |
| Document Number | 0000023443 |
|---|---|
| Date | Feb 20, 2019 |
| Book Page | 052586/000823 |
| Instrument | 23443 |
| Name | MAIN STREET BK |
|---|---|
| Type | Bank |
| Address | BINGHAM FARMS, MI 48025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 19, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 862 HANNAH DR, TROY, MI 48085-1639 |
| Document Number | 0000031924 |
| Instrument Date | Feb 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 862 HANNAH DR TROY MI 480851639, TROY, MI 48085-1639 |
| Document Number | 0000031924 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 051591/000785 |
| Instrument | 31924 |
| Name | MICHIGAN & THE CNTY OF OAKLAND |
|---|---|
| Address | 250 ELIZABETH LAKE RD # 1900, PONTIAC, MI 48341-1035 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Oakland County assessment roll as of February 4, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,434.00 (-3.83%) | ||
| 2023 | $234,960 | ||
| 2022 | $2,531.00 | $117,480 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251962001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 216 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MI0006690, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TROY serves 85,854 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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