862 Gilmer Rd, Norfolk, VA 23502 Property Records

Norfolk City property record for 862 Gilmer Rd, Norfolk, VA 23502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,979 sqft · built 1956
Lot Size	0.202 acres (8,782 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Dec 2021)
Tax Bill	$4,657 (2026)
Deeds & Mortgages	Feb 2024 Refinance Dec 2024 Refinance + 5 more
APN	`25827000`

Property Details

APN / Parcel Number

Primary APN	`25827000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,979 sqft Living Area
Attic	Attic
Attic Area	1,100 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,782 sqft (0.202 acres)
Garage Type	Attached
Garage Area	331 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	862 GILMER RD
City	NORFOLK
State	VA
Zip	23502-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	46 NORTH INGLESIDE MANOR
Legal Subdivision	N INGLESIDE MANOR
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	1
Census Block	1018
Census Tract	6400

Owner

862 Gilmer Rd is owned and occupied by an individual who bought it in December 2021.

Source: Norfolk City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	862 GILMER RD, NORFOLK, VA 23502-3307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance LOAN SIMPLE INC
Dec 30, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC
Dec 6, 2005	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 3, 2009	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Dec 6, 2005	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Dec 29, 2021	Warranty Deed, Transfer · VA Mortgage LOAN SIMPLE INC
Jul 9, 2007	Bargain and Sale Deed, Transfer · ARM SAXON MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Prior Sale	Jul 9, 2007 · Amount on File
Deed Document Number	202139578
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	862 GILMER RD, NORFOLK, VA 23502-3307
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240003004
Date	Feb 27, 2024
Instrument	240003004

Lender

Name	LOAN SIMPLE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.75%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	862 GILMER RD, NORFOLK, VA 23502-3307
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240021918
Date	Dec 30, 2024
Instrument	240021918

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2055

Interest

Rate Type	Fixed Rate

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	862 GILMER RD, NORFOLK, VA 23502-3307
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050051765
Date	Dec 6, 2005
Instrument	050051765

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2015

Interest

Rate	5.62%

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	862 GILMER RD, NORFOLK, VA 23502-3307
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0090018338
Date	Aug 3, 2009
Instrument	090018338

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jul 1, 2039

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	862 GILMER RD, NORFOLK, VA 23502-3307
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050051764
Date	Dec 6, 2005
Instrument	050051764

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Dec 29, 2021
Property Address	862 GILMER RD, NORFOLK, VA 23502-3307
Document Number	0210039578
Instrument Date	Dec 20, 2021
Instrument	210039578
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, INSIGHT TITLE & SETTLEMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 GILMER RD, NORFOLK, VA 23502-3307

Mortgage

Document Number	0210039579
Date	Dec 29, 2021
Instrument	210039579

Lender

Name	LOAN SIMPLE INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	177 Months
Due	Sep 1, 2036

Interest

Rate Type	Fixed Rate

July 2007: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Jul 9, 2007
Property Address	862 GILMER RD, NORFOLK, VA 23502-3307
Document Number	0070026035
Map Reference	MB16 PG13
Instrument Date	Jun 25, 2007
Instrument	070026035
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	MULTIPLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	862 GILMER RD, NORFOLK, VA 23502-3307
Investor	Possibly a Property Investor

Mortgage

Document Number	0070026036
Date	Jul 9, 2007
Instrument	070026036

Lender

Name	SAXON MORTGAGE INC
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	6.4%
Max Rate At Change	11.2%
Index	6-Month LIBOR
Max Rate	14.2%

Tax Assessment & Valuation

The 2026 property tax bill for 862 Gilmer Rd was $4,657, up 11.3% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,657.00 (+11.33%)	$372,600 (+9.56%) Land $90,500 Building $282,100	$372,600 (+9.56%) Land $90,500 Building $282,100
2025	$4,183.00	$340,100 Land $78,500 Building $261,600	$340,100 Land $78,500 Building $261,600
2023	$3,946.00	$315,700 Land $78,500 Building $237,200	$315,700 Land $78,500 Building $237,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 862 Gilmer Rd; there have been 164 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 157 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 in force
Nearby Flood Claims	164 (1978–2022)
Claims Outside the SFHA	23 of 164
Most Recent Claim	Jan 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 28 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 35 claims Hurricane Isabel, Sep 2003 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 862 Gilmer Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: Verizon.

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