1. Home
  2. New Jersey
  3. Union County
  4. Union
  5. Garden St

862 Garden St, Union, NJ 07083 Property Records

Union County and Union Township property record for 862 Garden St, Union, NJ 07083

Property Summary

Property TypeSingle Family Home
Details1,911 sqft · built 1930
Lot Size0.126 acres (5,502 sqft)
OwnerIndividual Name on File
Last Sale$525,000 (Sep 2021)
Tax Bill$11,755 (2025)
Deeds & MortgagesAug 2023 Second Mortgage
Sep 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN19-03912-0000-00049

Property Details

APN / Parcel Number

Primary APN19-03912-0000-00049
Alternative APN
  • 190391200049

Interior

Stories2 Stories
Building Area1,911 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleCape Cod
Construction TypeFrame
Lot Area5,502 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address862 GARDEN ST
CityUNION
StateNJ
Zip07083-6521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionTOWNSHIP/UNION
Legal Block3912
Legal Lot Number49
JurisdictionUNION NJ
Township / Civil DivisionUNION
Census Block Group2
Census Block2030
Census Tract32902

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address862 GARDEN ST, UNION, NJ 07083-6521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TD BANK NA
Sep 23, 2021Deed, Transfer · Conventional Mortgage
FAMILY FIRST FUNDING LLC
Aug 20, 2020Grant Deed, Transfer · Conventional with PMI
FAIRWAY INDEPENDENT MTG
May 24, 2018Deed in Lieu of Foreclosure, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2021 · Amount on File
Deed SaleSep 23, 2021 · Amount on File
Prior SaleAug 20, 2020 · Amount on File
Deed Document Number20219694
Deed Book / Page6431 / 2799
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address862 GARDEN ST, UNION, NJ 07083-6521
Transaction TypeMortgage
Record UpdatedSep 14, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0153992709
DateAug 17, 2023
Book Page15399/2709
Instrument55160
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term359 Months
DueJul 12, 2053

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateSep 23, 2021
Property Address862 GARDEN ST, UNION, NJ 07083-6521
Document Number0064312799
Book / Page6431 / 2799
Instrument DateSep 8, 2021
Instrument9694
Transaction TypeTransfer
Record UpdatedOct 7, 2021
Title CompanyNU WORLD TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,415.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address862 GARDEN ST, 862, UNION, NJ 07083-6521

Transferred To (Grantee/Buyer)

NameVerified Name
Address862 GARDEN ST, UNION, NJ 07083-6521

Mortgage

Document Number21561
DateSep 23, 2021
Instrument21561
Lender
NameFAMILY FIRST FUNDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateAug 20, 2020
Property Address862 GARDEN ST, UNION, NJ 07083-6521
Document Number0028522853
Book / Page002852 / 002853
Instrument DateAug 12, 2020
Instrument6378
Transaction TypeTransfer
Record UpdatedOct 1, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address862 GARDEN ST UNION NJ 070836521, UNION, NJ 07083-6521

Mortgage

Document Number147502887
DateAug 20, 2020
Book Page014750/002887
Instrument697136
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueAug 19, 2050

May 2018: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionUNION NJ
Recording DateMay 24, 2018
Property Address862 GARDEN ST, UNION, NJ 07083-6521
Document Number0062642110
Book / Page006264 / 002110
Instrument DateMay 17, 2018
Instrument300260
Transaction TypeForeclosure
Record UpdatedJun 11, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionUnion Township
Unified School DistrictUnion Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$50,400 (-) Land $20,300 Building $30,100$50,400 (-) Land $20,300 Building $30,100
2025$11,755.00 (+4.36%)$50,400 (-) Land $20,300 Building $30,100$50,400 (-) Land $20,300 Building $30,100
2024$11,264.00 (+6.86%)
2023$50,400 (-) Land $20,300 Building $30,100$50,400 (-) Land $20,300 Building $30,100
2022$10,541.00$50,400 Land $20,300 Building $30,100$50,400 Land $20,300 Building $30,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1981–1999)
Claims Outside the SFHA5 of 5
Most Recent ClaimSep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Garden St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures