862 Frederick St, Hagerstown, MD 21740 Property Records

Washington County property record for 862 Frederick St, Hagerstown, MD 21740

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,158 sqft · built 1923
Lot Size	0.201 acres (8,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$161,000 (Oct 2018)
Tax Bill	$1,840 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-011219`

Property Details

APN / Parcel Number

Primary APN	`17-011219`
Alternative APN	`011219`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,158 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	175 ft deep x 50 ft wide
Porch	Slab
Porch Area	298 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	011219
Street Address	862 FREDERICK ST
City	HAGERSTOWN
State	MD
Zip	21740-6819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMOD
Legal Description	LOT 26 50X175 862 FREDERICK ST
Legal Lot Number	26
Jurisdiction	WASHINGTON MD
Township / Civil Division	17, HAGERSTOWN
Census Block Group	2
Census Block	2021
Census Tract	602

Owner

Source: Washington County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	862 FREDERICK ST, HAGERSTOWN, MD 21740-6819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Oct 31, 2018	Grant Deed, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Prior Sale	May 1, 2014 · Amount on Record
Deed Book / Page	5863 / 216
Transfer Doc	0022890680
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	862 FREDERICK ST, HAGERSTOWN, MD 21740-6819
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065140234
Date	Feb 11, 2021
Book Page	6514/234

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Oct 31, 2018
Property Address	862 FREDERICK ST, HAGERSTOWN, MD 21740-6819
Document Number	0058630216
Book / Page	005863 / 000216
Instrument Date	Oct 29, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$161.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	862 FREDERICK ST HAGERSTOWN MD 217406819, HAGERSTOWN, MD 21740-6819

Mortgage

Document Number	58630224
Date	Oct 31, 2018
Book Page	005863/000224

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,900 (+8.86%)	$255,700 (+26.58%) Land $41,800 Building $213,900
2025	$1,840.00 (+8.75%)	$202,000 (+19.15%) Land $41,800 Building $160,200	$202,000 (-) Land $41,800 Building $160,200
2024	$1,692.00 (+9.09%)
2023	$1,551.00	$169,533	$202,000 Land $41,800 Building $160,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband.

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