Black Hawk County property record for 862 Fowler St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,612 sqft · built 1913 |
| Lot Size | 0.186 acres (8,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $61,262 (Jun 2009) |
| Tax Bill | $1,300 (2025) |
| Deeds & Mortgages | Dec 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 8912-30-106-011 |
| Primary APN | 8912-30-106-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,612 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,120 sqft (0.186 acres) |
| Lot Dimensions | 140 ft deep x 56 ft wide |
| Patio Area | 160 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 862 FOWLER ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-5018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COWINS SECOND ADDITION LOT 11 BLK 3 |
| Legal Range | 12W |
| Legal Township | 89N |
| Legal Section | 30 |
| Legal Subdivision | COWINS SECOND ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 700 |
862 Fowler St is owned by two individuals who bought it in June 2009.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 44864, COLUMBUS, OH 43204-0864 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2009 · Amount on File |
| Deed Sale | Jun 1, 2009 · Amount on File |
| Deed Document Number | 200922920 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Dec 7, 2023 |
| Property Address | 862 FOWLER ST, WATERLOO, IA 50703-5018 |
| Document Number | 202400007432 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 202400007432 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $71.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5691 RED CARNATION DR, GALLOWAY, OH 43119-8491 |
The 2025 property tax bill for 862 Fowler St was $1,300, up 8.7% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,300.00 (+8.7%) | $63,680 Land $6,590 Building $57,090 | $63,680 Land $6,590 Building $57,090 |
| 2024 | $1,196.00 | ||
| 2023 | $55,160 Land $6,590 Building $48,570 | $55,160 Land $6,590 Building $48,570 | |
| 2022 | $1,074.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 862 Fowler St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–1980) |
| Most Recent Claim | Jun 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 862 Fowler St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink, Waterloo Fiber.
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