862 Flat Rock Rd, Bellevue, OH 44811 Property Records

Sandusky County property record for 862 Flat Rock Rd, Bellevue, OH 44811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 999 sqft · built 1956
Lot Size	0.207 acres (9,017 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Aug 2011)
Tax Bill	$2,023 (2025)
Deeds & Mortgages	May 2015 Line of Credit Nov 2022 Transfer
APN	`03-50-00-1767-00`

Property Details

APN / Parcel Number

Primary APN	`03-50-00-1767-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	1,998 sqft
Basement Area	999 sqft
Unfinished Basement	999 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Shingle
Lot Area	9,017 sqft (0.207 acres)
Lot Dimensions	137 ft deep x 66 ft wide
Garage Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	862 FLAT ROCK RD
City	BELLEVUE
State	OH
Zip	44811-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1767
Legal Lot Number	1767
Jurisdiction	SANDUSKY OH
Township / Civil Division	BELLEVUE
Census Block Group	3
Census Block	3027
Census Tract	962200

Owner

Source: Sandusky County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	862 FLAT ROCK RD, BELLEVUE, OH 44811-9410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 14, 2015	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 18, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2011 · Amount on Record
Deed Sale	Aug 1, 2011 · Amount on Record
Prior Sale	Feb 24, 2003 · Amount on Record
Deed Document Number	20114411
Deed Book / Page	105 / 1037
Record Updated	Oct 29, 2026

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Property Address	862 FLAT ROCK RD, BELLEVUE, OH 44811-9410
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	SOUTHWEST FINANCIAL, SOUTHWEST FINANCIAL SVCS LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00157/2465
Date	May 14, 2015
Book Page	157/2465
Instrument	201500002760

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 1, 2020

November 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SANDUSKY OH
Recording Date	Nov 18, 2022
Property Address	862 FLAT ROCK RD, BELLEVUE, OH 44811-9410
Document Number	00268/1737
Book / Page	268 / 1737
Instrument Date	Nov 15, 2022
Instrument	202200007199
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	862 FLAT ROCK RD, BELLEVUE, OH 44811-9410

Tax Assessment & Valuation

Source: Sandusky County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Bellevue City
County	Sandusky County
Unified School District	Bellevue City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,023.00 (+0.05%)	$47,290 (-) Land $10,680 Building $36,610
2024	$2,022.00 (+27.33%)	$47,290 (+34.96%) Land $10,680 Building $36,610	$135,100 (+34.97%) Land $30,500 Building $104,600
2023	$1,588.00 Homeowner's exemption	$35,040 Land $7,910 Building $27,130
2021			$100,100 Land $22,600 Building $77,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1979–2006)
Most Recent Claim	Jun 2006 · Severe Storms, Tornadoes, Straight Line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVUE CITY serves 8,236 people · EPA ID OH3900011
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, Watch TV.

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