Clermont County property record for 862 Ellery Dr, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,896 sqft · built 2010 |
| Lot Size | 0.151 acres (6,599 sqft) |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Mar 2026) |
| Tax Bill | $1,950 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-15D-392 |
| Primary APN | 41-32-15D-392 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,896 sqft Living Area |
| 1st Floor Area | 906 sqft |
| Family Room | Family Room |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 6,599 sqft (0.151 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 46 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 862 ELLERY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-7070 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WETHERBY FARMS SECTION 6C; LOT 404 LIGHT ASSMT; SEE 413215D392T FOR TIF |
| Legal Subdivision | WETHERBY FARMS |
| Legal Lot Number | 404 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 41305 |
Source: Clermont County records · APN 41-32-15D-392
Assessment roll updated April 13, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 862 ELLERY DR, CINCINNATI, OH 45245-7070 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Mar 24, 2026 | Warranty Deed, Transfer |
| Dec 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Sep 19, 2019 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 02, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 24, 2026 · Amount on Record |
| Deed Sale | Mar 24, 2026 · Amount on Record |
| Prior Sale | Sep 19, 2019 · Amount on Record |
| Deed Document Number | 20266318 |
| Deed Book / Page | 3018 / 2867 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Mar 24, 2026 |
| Property Address | 862 ELLERY DR, CINCINNATI, OH 45245-7070 |
| Document Number | 0000006318 |
| Book / Page | 3018 / 2867 |
| Map Reference | CAB 13 PG 68&69 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 202600006318 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 862 ELLERY DR, CINCINNATI, OH 45245-7070 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 862 ELLERY DR, CINCINNATI, OH 45245-7070 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000038965 |
|---|---|
| Date | Dec 01, 2021 |
| Book Page | 2903/4247 |
| Instrument | 202100038965 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Sep 19, 2019 |
| Property Address | 862 ELLERY DR, CINCINNATI, OH 45245-7070 |
| Document Number | 0000020869 |
| Book / Page | 2818 / 2876 |
| Map Reference | CAB 15 PG 123&124 |
| Instrument Date | Sep 03, 2019 |
| Instrument | 201900020869 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 862 ELLERY DR, CINCINNATI, OH 45245-7070 |
| Document Number | 0000020870 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | 201900020870 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | May 02, 2019 |
| Property Address | 862 ELLERY DR, CINCINNATI, OH 45245-7070 |
| Document Number | 0000008648 |
| Book / Page | 002806 / 005229 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 8648 |
| Transaction Type | Foreclosure |
| Record Updated | May 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $586.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10603 LAURIN CT UNION KY 410914900, UNION, KY 41091-4900 |
| Investor | Possibly a Property Investor |
Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,950.00 (-15.36%) | $600 (-) Land $600 | |
| 2024 | $2,304.00 (-49.42%) Homeowner's exemption | $600 (-) Land $600 | $1,700 (-) Land $1,700 |
| 2023 | $4,555.00 (+12,914.29%) Homeowner's exemption | $600 (-) Land $600 | $1,700 (-) Land $1,700 |
| 2022 | $35.00 Homeowner's exemption | $600 Land $600 | |
| 2020 | $1,700 Land $1,700 |
Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390250413053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 233 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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