Harford County property record for 862 E Wheel Rd, Bel Air, MD 21015
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 880 sqft · built 1940 |
| Lot Size | 0.722 acres (31,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Feb 2019) |
| Tax Bill | $2,588 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-102680 |
| Primary APN | 01-102680 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 880 sqft Total Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 31,450 sqft (0.722 acres) |
| Porch | Slab |
| Porch Area | 248 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 102680 |
|---|---|
| Street Address | 862 E WHEEL RD |
| City | BEL AIR |
| State | MD |
| Zip | 21015-6319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 31450 SF 862 E WHEEL ROAD EMMORTON |
| Legal Subdivision | EMMORTON |
| Legal Lot Number | 862 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 301102 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 862 E WHEEL RD, BEL AIR, MD 21015-6319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Feb 19, 2019 | Deed, Transfer AMERICAN LAND TITLE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2019 · Amount on Record |
| Deed Sale | Feb 19, 2019 · Amount on Record |
| Prior Sale | Dec 21, 2005 · Amount on Record |
| Deed Book / Page | 13159 / 496 |
| Transfer Doc | 0054050682 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 862 E WHEEL RD, BEL AIR, MD 21015-6319 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0140590268 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 14059/268 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 862 E WHEEL RD, BEL AIR, MD 21015-6319 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | AMERICAN LAND TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0139830025 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 13983/25 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Feb 19, 2019 |
| Property Address | 862 E WHEEL RD, BEL AIR, MD 21015-6319 |
| Document Number | 0131590496 |
| Book / Page | 13159 / 0496 |
| Instrument Date | Feb 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | AMERICAN LAND TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,588.00 (+7.21%) | $232,000 (+3.56%) Land $127,100 Building $104,900 | $232,000 (-) Land $127,100 Building $104,900 |
| 2025 | $2,414.00 (+5.6%) | $224,033 (+7.66%) | $232,000 (+11.48%) Land $127,100 Building $104,900 |
| 2023 | $208,100 Land $127,100 Building $81,000 | $208,100 Land $127,100 Building $81,000 | |
| 2022 | $2,286.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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