862 E Toledo St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 862 E Toledo St, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,398 sqft · built 1999
Lot Size	0.197 acres (8,575 sqft)
Owner	2 Company Names on Record
Last Sale	$201,708 (Nov 1999)
Tax Bill	$2,711 (2025)
Deeds & Mortgages	Oct 2026 Sale Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-42-759`

Property Details

APN / Parcel Number

Primary APN	`304-42-759`
Alternative APN	`304427593`

Interior

Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,398 sqft Living Area
Gross Area	3,618 sqft
1st Floor Area	1,899 sqft
2nd Floor Area	1,499 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood Frame
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,575 sqft (0.197 acres)
Parking Spaces	3 Parking Spaces
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	862 E TOLEDO ST
City	GILBERT
State	AZ
Zip	85295-5480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	LINDSAY ESTATES AMD MCR 487-48
Legal Range	6E
Legal Township	1S
Legal Section	29
Legal Subdivision	LINDSAY ESTATES AMD
Legal Lot Number	96
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1009
Census Tract	815000

Owner

Source: Maricopa County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	862 E TOLEDO ST, GILBERT, AZ 85295-5480
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 1999 · Amount on Record
Deed Sale	Nov 29, 1999 · Amount on Record
Deed Document Number	19991074467
Record Updated	Oct 29, 2026

October 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 1, 2026
Property Address	862 E TOLEDO ST, GILBERT, AZ 85295-5480
Document Number	0000574868
Instrument Date	Oct 1, 2026
Instrument	2026574868
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	862 E TOLEDO ST, GILBERT, AZ 85295-5480

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	862 E TOLEDO ST, GILBERT, AZ 85295-5480
Transaction Type	Mortgage
Record Updated	Feb 17, 2021
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	862 E TOLEDO ST, GILBERT, AZ 85295-5480

Mortgage

Document Number	0000139913
Date	Feb 8, 2021
Instrument	20210139913

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	862 E TOLEDO ST, GILBERT, AZ 85295-5480
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000745823
Date	Sep 23, 2019
Instrument	20190745823

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	862 E TOLEDO ST, GILBERT, AZ 85295-5480
Document Number	0000424059
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	862 E TOLEDO ST GILBERT AZ 852955480, GILBERT, AZ 85295-5480

Mortgage

Document Number	0000424059
Date	Jun 4, 2018
Instrument	424059

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,560 (+65.48%)	$585,600 (+2.5%) Land $117,100 Building $468,500
2025	$2,711.00 (+3.35%)	$35,389 (-40.23%)	$571,300 (-3.51%) Land $114,200 Building $457,100
2024		$59,210	$592,100 Land $118,400 Building $473,700
2023	$2,623.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Tristate Wi-Fi by Wi-Fiber.

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