Citrus County property record for 862 E Morningstar Ln, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,106 sqft · built 1996 |
| Lot Size | 1.01 acres (44,206 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Aug 2020) |
| Tax Bill | $6,313 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Aug 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-17-0010-000E0-001.0 |
| Primary APN | 19E-18S-17-0010-000E0-001.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,106 sqft Living Area |
| 1st Floor Area | 3,106 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 44,206 sqft (1.01 acres) |
| Lot Dimensions | 275 ft deep x 140 ft wide |
| Garage Area | 960 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 540 sqft |
| Patio Area | 180 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2356715 |
|---|---|
| Old Parcel Number | 1718S19E0010000E00010 |
| Street Address | 862 E MORNINGSTAR LN |
| City | HERNANDO |
| State | FL |
| Zip | 34442-2854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR LOW DENSITY RESIDENT |
| Legal Description | FAIRVIEW ESTATES PB 12 PG 49 LOT 1 BLK E |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 07 |
| Legal Subdivision | FAIRVIEW ESTATES |
| Legal Block | E |
| Legal Lot Number | 1 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 450104 |
Source: Citrus County records · APN 19E-18S-17-0010-000E0-001.0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 862 E MORNINGSTAR LN, HERNANDO, FL 34442-2854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2018 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Aug 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Jun 21, 2019 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Nov 22, 2017 | Warranty Deed, Transfer · VA Mortgage RESIDENTIAL HOME FUNDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 24, 2020 · Amount on Record |
| Deed Sale | Aug 24, 2020 · Amount on Record |
| Prior Sale | Nov 22, 2017 · Amount on Record |
| Deed Document Number | 2020044239 |
| Deed Book / Page | 3085 / 1351 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 862 E MORNINGSTAR LN, HERNANDO, FL 34442-2854 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK LLC |
| Name | Verified Name |
|---|
| Document Number | 0029300008 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 2930/0008 |
| Instrument | 2018049407 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Aug 24, 2020 |
| Property Address | 862 E MORNINGSTAR LN, HERNANDO, FL 34442-2854 |
| Document Number | 0030851351 |
| Book / Page | 3085 / 1351 |
| Map Reference | MB 12 PG 49-60 |
| Instrument Date | Aug 19, 2020 |
| Instrument | 2020044239 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | WOLLINKA WIKLE TTL INS AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 262 E UNION ST, 262, ALLENTOWN, PA 18109-2750 |
| Name | Verified Name |
|---|---|
| Address | 862 E MORNINGSTAR LN, HERNANDO, FL 34442-2854 |
| Document Number | 30851353 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 3085/1353 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 862 E MORNINGSTAR LN, HERNANDO, FL 34442-2854 |
| Document Number | 0029871854 |
| Instrument Date | Jun 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 862 E MORNINGSTAR LN HERNANDO FL 344422854, HERNANDO, FL 34442-2854 |
| Document Number | 0029871854 |
|---|---|
| Date | Jul 02, 2019 |
| Book Page | 002987/001854 |
| Instrument | 34529 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Nov 22, 2017 |
| Property Address | 862 E MORNINGSTAR LN, HERNANDO, FL 34442-2854 |
| Document Number | 0028651079 |
| Book / Page | 2865 / 1079 |
| Map Reference | MB12 PG49-60 |
| Instrument Date | Nov 14, 2017 |
| Instrument | 2017053406 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | AMERICAN TITLE SERVICES OF C |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3821 W SHADOW CREEK LOOP, 3821, LECANTO, FL 34461-6926 |
| Name | Verified Name |
|---|---|
| Address | 862 E MORNINGSTAR LN, HERNANDO, FL 34442-2854 |
| Document Number | 2017053407 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | 2017053407 |
| Name | RESIDENTIAL HOME FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,313.00 (+3.73%) Homeowner's exemption Additional exemption filed | $477,270 (+3.31%) Land $33,500 Building $443,770 | $477,270 (+3.31%) Land $33,500 Building $443,770 |
| 2024 | $6,086.00 (+2.23%) Homeowner's exemption Additional exemption filed | $461,971 (+0.65%) Land $33,500 Building $428,471 | $461,971 (+0.65%) Land $33,500 Building $428,471 |
| 2023 | $5,953.00 (+6.86%) Homeowner's exemption Additional exemption filed | $458,968 (+11.3%) Land $31,500 Building $427,468 | $458,968 (+11.3%) Land $31,500 Building $427,468 |
| 2022 | $5,571.00 Homeowner's exemption Additional exemption filed | $412,370 Land $21,500 Building $390,870 | $412,370 Land $21,500 Building $390,870 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), as of January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174501042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
Based on FCC filings for 83 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System, water system FL6090150, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROLLING OAKS SUBDIVISION public/private · serves 11,572 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures