862 E Morningstar Ln, Hernando, FL 34442 Property Records

Citrus County property record for 862 E Morningstar Ln, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,106 sqft · built 1996
Lot Size1.01 acres (44,206 sqft)
OwnerIndividual Name on File
Last Sale$335,000 (Aug 2020)
Tax Bill$6,313 (2025)
Deeds & MortgagesSep 2018 Mortgage
Aug 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN19E-18S-17-0010-000E0-001.0

Property Details

APN / Parcel Number

Primary APN19E-18S-17-0010-000E0-001.0
Alternative APNs
  • 1718S19E0010000E00010
  • 2356715

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,106 sqft Living Area
1st Floor Area3,106 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2006
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeHip
Roof MaterialFiberglass
Lot Area44,206 sqft (1.01 acres)
Lot Dimensions275 ft deep x 140 ft wide
Garage Area960 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchOpen Porch
Porch Area540 sqft
Patio Area180 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2356715
Old Parcel Number1718S19E0010000E00010
Street Address862 E MORNINGSTAR LN
CityHERNANDO
StateFL
Zip34442-2854
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR LOW DENSITY RESIDENT
Legal DescriptionFAIRVIEW ESTATES PB 12 PG 49 LOT 1 BLK E
Legal Range19E
Legal Township18S
Legal Section07
Legal SubdivisionFAIRVIEW ESTATES
Legal BlockE
Legal Lot Number1
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2011
Census Tract450104

Owner

Source: Citrus County records · APN 19E-18S-17-0010-000E0-001.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address862 E MORNINGSTAR LN, HERNANDO, FL 34442-2854
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2018Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Aug 24, 2020Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK
Jun 21, 2019Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG
Nov 22, 2017Warranty Deed, Transfer · VA Mortgage
RESIDENTIAL HOME FUNDING CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 24, 2020 · Amount on Record
Deed SaleAug 24, 2020 · Amount on Record
Prior SaleNov 22, 2017 · Amount on Record
Deed Document Number2020044239
Deed Book / Page3085 / 1351
Record UpdatedJun 08, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address862 E MORNINGSTAR LN, HERNANDO, FL 34442-2854
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029300008
DateSep 28, 2018
Book Page2930/0008
Instrument2018049407
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateAug 24, 2020
Property Address862 E MORNINGSTAR LN, HERNANDO, FL 34442-2854
Document Number0030851351
Book / Page3085 / 1351
Map ReferenceMB 12 PG 49-60
Instrument DateAug 19, 2020
Instrument2020044239
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyWOLLINKA WIKLE TTL INS AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address262 E UNION ST, 262, ALLENTOWN, PA 18109-2750

Transferred To (Grantee/Buyer)

NameVerified Name
Address862 E MORNINGSTAR LN, HERNANDO, FL 34442-2854

Mortgage

Document Number30851353
DateAug 24, 2020
Instrument3085/1353
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address862 E MORNINGSTAR LN, HERNANDO, FL 34442-2854
Document Number0029871854
Instrument DateJun 21, 2019
Transaction TypeMortgage
Record UpdatedJul 11, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address862 E MORNINGSTAR LN HERNANDO FL 344422854, HERNANDO, FL 34442-2854

Mortgage

Document Number0029871854
DateJul 02, 2019
Book Page002987/001854
Instrument34529
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2049

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateNov 22, 2017
Property Address862 E MORNINGSTAR LN, HERNANDO, FL 34442-2854
Document Number0028651079
Book / Page2865 / 1079
Map ReferenceMB12 PG49-60
Instrument DateNov 14, 2017
Instrument2017053406
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyAMERICAN TITLE SERVICES OF C

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3821 W SHADOW CREEK LOOP, 3821, LECANTO, FL 34461-6926

Transferred To (Grantee/Buyer)

NameVerified Name
Address862 E MORNINGSTAR LN, HERNANDO, FL 34442-2854

Mortgage

Document Number2017053407
DateNov 22, 2017
Instrument2017053407
Lender
NameRESIDENTIAL HOME FUNDING CORP
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,313.00 (+3.73%) Homeowner's exemption Additional exemption filed$477,270 (+3.31%) Land $33,500 Building $443,770$477,270 (+3.31%) Land $33,500 Building $443,770
2024$6,086.00 (+2.23%) Homeowner's exemption Additional exemption filed$461,971 (+0.65%) Land $33,500 Building $428,471$461,971 (+0.65%) Land $33,500 Building $428,471
2023$5,953.00 (+6.86%) Homeowner's exemption Additional exemption filed$458,968 (+11.3%) Land $31,500 Building $427,468$458,968 (+11.3%) Land $31,500 Building $427,468
2022$5,571.00 Homeowner's exemption Additional exemption filed$412,370 Land $21,500 Building $390,870$412,370 Land $21,500 Building $390,870

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), as of January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174501042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Based on FCC filings for 83 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6090150, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Morningstar Ln

Nearby Streets

Search Property Records by Address or Parcel Number